0001144204-19-038724 | 10-Q | XBRL Viewer

SECURITIES (Schedule Of Available Sale Of Securities Continuous Unrealized Loss Position) (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Securities with unrealized losses [Abstract]
Less than 12 months, Fair Value	$ 2,911	$ 37,848
12 months or more, Fair value	91,608	346,642
Total Fair value	94,519	384,490
Less than 12 Months, Unrealized Losses	23	136
12 Months or more, Unrealized Losses	757	8,731
Total Unrealized Losses	780	8,867
US Treasury Securities
Securities with unrealized losses [Abstract]
Less than 12 months, Fair Value		0
12 months or more, Fair value		987
Total Fair value		987
Less than 12 Months, Unrealized Losses		0
12 Months or more, Unrealized Losses		7
Total Unrealized Losses		7
US Government Sponsored Agencies
Securities with unrealized losses [Abstract]
Less than 12 months, Fair Value	0	0
12 months or more, Fair value	2,290	4,350
Total Fair value	2,290	4,350
Less than 12 Months, Unrealized Losses	0	0
12 Months or more, Unrealized Losses	12	85
Total Unrealized Losses	12	85
State and Municipal Securities
Securities with unrealized losses [Abstract]
Less than 12 months, Fair Value	500	26,229
12 months or more, Fair value	4,826	85,982
Total Fair value	5,326	112,211
Less than 12 Months, Unrealized Losses	0	124
12 Months or more, Unrealized Losses	23	2,584
Total Unrealized Losses	23	2,708
Mortgage-backed securities residential
Securities with unrealized losses [Abstract]
Less than 12 months, Fair Value	2,411	11,619
12 months or more, Fair value	79,874	217,182
Total Fair value	82,285	228,801
Less than 12 Months, Unrealized Losses	23	12
12 Months or more, Unrealized Losses	711	5,484
Total Unrealized Losses	734	5,496
Mortgage-backed securities commercial
Securities with unrealized losses [Abstract]
Less than 12 months, Fair Value	0	0
12 months or more, Fair value	4,618	38,141
Total Fair value	4,618	38,141
Less than 12 Months, Unrealized Losses	0	0
12 Months or more, Unrealized Losses	11	571
Total Unrealized Losses	$ 11	$ 571

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
ASSETS
Cash and due from banks	$ 154,856	$ 192,290
Short-term investments	41,514	24,632
Total cash and cash equivalents	196,370	216,922
Securities available for sale (carried at fair value)	609,826	585,549
Real estate mortgage loans held for sale	5,929	2,293
Loans, net of allowance for loan losses of $50,564 and $48,453	3,948,054	3,866,292
Land, premises and equipment, net	58,719	58,097
Bank owned life insurance	82,591	77,106
Federal Reserve and Federal Home Loan Bank Stock	13,772	13,772
Accrued interest receivable	17,418	15,518
Goodwill	4,970	4,970
Other assets	37,870	34,735
Total assets	4,975,519	4,875,254
LIABILITIES
Noninterest bearing deposits	946,471	946,838
Interest bearing deposits	3,274,828	3,097,227
Total deposits	4,221,299	4,044,065
Federal funds purchased	15,000	0
Securities sold under agreements to repurchase	0	75,555
Federal Home Loan Bank advances	100,000	170,000
Subordinated debentures	30,928	30,928
Total borrowings	145,928	276,483
Accrued interest payable	12,454	10,404
Other liabilities	30,475	22,598
Total liabilities	4,410,156	4,353,550
STOCKHOLDERS' EQUITY
Common stock: 90,000,000 shares authorized, no par value 25,615,216 shares issued and 25,442,300 outstanding as of June 30, 2019 25,301,732 shares issued and 25,128,773 outstanding as of December31, 2018	112,689	112,383
Retained earnings	446,969	419,179
Accumulated other comprehensive income (loss)	9,500	(6,191)
Treasury stock at cost (172,916 shares as of June 30, 2019, 172,959 shares as of December 31, 2018)	(3,884)	(3,756)
Total stockholders' equity	565,274	521,615
Noncontrolling interest	89	89
Total equity	565,363	521,704
Total liabilities and stockholders' equity	$ 4,975,519	$ 4,875,254

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Statement of Comprehensive Income [Abstract]
Net income	$ 21,713	$ 20,142	$ 43,395	$ 38,478
Change in securities available for sale:
Unrealized holding gain/(loss) on securities available-for-sale arising during the period	8,893	(2,242)	19,853	(11,402)
Reclassification adjustment for (gains)/losses included in net income	(65)	0	(88)	6
Net securities gain/(loss) activity during the period	8,828	(2,242)	19,765	(11,396)
Tax effect	(1,853)	471	(4,151)	2,499
Net of tax amount	6,975	(1,771)	15,614	(8,897)
Defined benefit pension plans:
Amortization of net actuarial loss	53	67	103	133
Net gain on activity during the period	53	67	103	133
Tax effect	(15)	(18)	(26)	(35)
Net of tax amount	38	49	77	98
Total other comprehensive income, net of tax	7,013	(1,722)	15,691	(8,799)
Comprehensive income	$ 28,726	$ 18,420	$ 59,086	$ 29,679

FAIR VALUE (Assets Measured at Fair Value on a Nonrecurring Basis) (Details) - Fair Value, Measurements, Nonrecurring - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	$ 9,243	$ 11,506
Other real estate owned	0	316
Total assets	9,243	11,822
Level 1
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Other real estate owned	0	0
Total assets	0	0
Level 2
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Other real estate owned	0	0
Total assets	0	0
Level 3
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	9,243	11,506
Other real estate owned	0	316
Total assets	9,243	11,822
Commercial and Industrial Loans \| Working Capital Lines of Credit Loans
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	3,306	4,092
Commercial and Industrial Loans \| Working Capital Lines of Credit Loans \| Level 1
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Commercial and Industrial Loans \| Working Capital Lines of Credit Loans \| Level 2
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Commercial and Industrial Loans \| Working Capital Lines of Credit Loans \| Level 3
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	3,306	4,092
Commercial and Industrial Loans \| Non-working Capital Loans
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	4,678	4,967
Commercial and Industrial Loans \| Non-working Capital Loans \| Level 1
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Commercial and Industrial Loans \| Non-working Capital Loans \| Level 2
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Commercial and Industrial Loans \| Non-working Capital Loans \| Level 3
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	4,678	4,967
Commercial Real Estate and Multi-family Residential Loans \| Construction and Land Development Loans
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans		148
Commercial Real Estate and Multi-family Residential Loans \| Construction and Land Development Loans \| Level 1
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans		0
Commercial Real Estate and Multi-family Residential Loans \| Construction and Land Development Loans \| Level 2
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans		0
Commercial Real Estate and Multi-family Residential Loans \| Construction and Land Development Loans \| Level 3
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans		148
Commercial Real Estate and Multi-family Residential Loans \| Owner Occupied Loans
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	561	1,669
Commercial Real Estate and Multi-family Residential Loans \| Owner Occupied Loans \| Level 1
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Commercial Real Estate and Multi-family Residential Loans \| Owner Occupied Loans \| Level 2
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Commercial Real Estate and Multi-family Residential Loans \| Owner Occupied Loans \| Level 3
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	561	1,669
Consumer 1-4 Family Mortgage Loans \| Closed End First Mortgage Loans
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	638	553
Consumer 1-4 Family Mortgage Loans \| Closed End First Mortgage Loans \| Level 1
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Consumer 1-4 Family Mortgage Loans \| Closed End First Mortgage Loans \| Level 2
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Consumer 1-4 Family Mortgage Loans \| Closed End First Mortgage Loans \| Level 3
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	638	553
Agribusiness and Agricultural \| Loans Secured By Farmland
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	60	77
Agribusiness and Agricultural \| Loans Secured By Farmland \| Level 1
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Agribusiness and Agricultural \| Loans Secured By Farmland \| Level 2
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Agribusiness and Agricultural \| Loans Secured By Farmland \| Level 3
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	$ 60	$ 77

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Cash flows from operating activities:
Net income	$ 43,395	$ 38,478
Adjustments to reconcile net income to net cash from operating activities:
Depreciation	2,930	2,761
Provision for loan losses	1,985	5,000
Net loss on sale and write down of other real estate owned	0	16
Amortization of loan servicing rights	244	254
Loans originated for sale, including participations	(23,689)	(25,121)
Net gain on sales of loans	(690)	(767)
Proceeds from sale of loans, including participations	20,390	22,748
Net loss on sale of premises and equipment	1	22
Net loss (gain) on sales and calls of securities available-for-sale	(88)	6
Net securities amortization	1,866	1,511
Stock based compensation expense	2,267	2,682
Earnings on life insurance	(731)	(711)
Gain on life insurance	(841)	(205)
Tax benefit of stock award issuances	(529)	(761)
Net change:
Interest receivable and other assets	(3,039)	(2,812)
Interest payable and other liabilities	1,188	2,453
Total adjustments	1,264	7,076
Net cash from operating activities	44,659	45,554
Cash flows from investing activities:
Proceeds from sale of securities available-for-sale	25,819	12,322
Proceeds from maturities, calls and principal paydowns of securities available-for-sale	30,150	24,809
Purchases of securities available-for-sale	(60,007)	(72,740)
Purchase of life insurance	(5,422)	(310)
Net increase in total loans	(83,747)	(44,669)
Proceeds from sales of land, premises and equipment	10	28
Purchases of land, premises and equipment	(3,563)	(3,587)
Proceeds from sales of other real estate owned	0	12
Proceeds from life insurance	1,483	568
Net cash from investing activities	(95,277)	(83,567)
Cash flows from financing activities:
Net increase (decrease) in total deposits	177,234	(73,702)
Net increase (decrease) in short-term borrowings	(60,555)	210,587
Net decrease in short-term FHLB borrowings	(70,000)	0
Payments on long-term FHLB borrowings	0	(80,030)
Common dividends paid	(14,265)	(12,120)
Preferred dividends paid	(13)	(13)
Payments related to equity incentive plans	(2,089)	(2,435)
Purchase of treasury stock	(246)	(229)
Net cash from financing activities	30,066	42,058
Net change in cash and cash equivalents	(20,552)	4,045
Cash and cash equivalents at beginning of the year	216,922	176,180
Cash and cash equivalents at end of the year	196,370	180,225
Cash paid during the year for:
Interest	29,460	20,090
Income taxes	9,425	8,154
Supplemental non-cash disclosures:
Securities purchases payable	3,579	1,898
Right-of-use assets obtained in exchange for lease liabilities	$ 5,483	$ 0

FAIR VALUE (Assets and Liabilities Measured At Fair Value on a Recurring Basis) (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Assets
Securities available for sale	$ 609,826	$ 585,549
Mortgage banking derivative	6,679	3,109
Liabilities
Mortgage banking derivative		3,465
Fair Value, Measurements, Recurring
Assets
U.S. Treasury securities	1,007	987
U.S. government sponsored agency securities	2,290	4,350
Mortgage-backed securities: residential	323,945	325,412
Mortgage-backed securities: commercial	38,134	38,141
State and municipal securities	244,450	216,659
Securities available for sale	609,826	585,549
Mortgage banking derivative	298	95
Interest rate swap derivative	6,679	3,869
Total assets	616,803	589,513
Liabilities
Mortgage banking derivative	53	23
Interest rate swap derivative	7,266	4,025
Total liabilities	7,319	4,048
Level 1 \| Fair Value, Measurements, Recurring
Assets
U.S. Treasury securities	1,007	987
U.S. government sponsored agency securities	0	0
Mortgage-backed securities: residential	0	0
Mortgage-backed securities: commercial	0	0
State and municipal securities	0	0
Securities available for sale	1,007	987
Mortgage banking derivative	0	0
Interest rate swap derivative	0	0
Total assets	1,007	987
Liabilities
Mortgage banking derivative	0	0
Interest rate swap derivative	0	0
Total liabilities	0	0
Level 2 \| Fair Value, Measurements, Recurring
Assets
U.S. Treasury securities	0	0
U.S. government sponsored agency securities	2,290	4,350
Mortgage-backed securities: residential	323,945	325,412
Mortgage-backed securities: commercial	38,134	38,141
State and municipal securities	244,300	216,509
Securities available for sale	608,669	584,412
Mortgage banking derivative	298	95
Interest rate swap derivative	6,679	3,869
Total assets	615,646	588,376
Liabilities
Mortgage banking derivative	53	23
Interest rate swap derivative	7,266	4,025
Total liabilities	7,319	4,048
Level 3 \| Fair Value, Measurements, Recurring
Assets
U.S. Treasury securities	0	0
U.S. government sponsored agency securities	0	0
Mortgage-backed securities: residential	0	0
Mortgage-backed securities: commercial	0	0
State and municipal securities	150	150
Securities available for sale	150	150
Mortgage banking derivative	0	0
Interest rate swap derivative	0	0
Total assets	150	150
Liabilities
Mortgage banking derivative	0	0
Interest rate swap derivative	0	0
Total liabilities	$ 0	$ 0

EMPLOYEE BENEFIT PLANS

6 Months Ended

Jun. 30, 2019

Retirement Benefits [Abstract]

EMPLOYEE BENEFIT PLANS

NOTE 7. EMPLOYEE BENEFIT PLANS

Components of net periodic benefit cost:


	Three Months Ended June 30,								Six Months Ended June 30,
	Pension Benefits				SERP Benefits				Pension Benefits				SERP Benefits
(dollars in thousands)	2019		2018		2019		2018		2019		2018		2019		2018
Service cost	$	0	$	0	$	0	$	0	$	0	$	0	$	0	$	0
Interest cost		22		24		10		8		44		47		19		17
Expected return on plan assets		(35)		(35)		(15)		(16)		(69)		(69)		(28)		(31)
Recognized net actuarial (gain) loss		34		48		19		19		66		96		37		37
Net pension expense (benefit)	$	21	$	37	$	14	$	11	$	41	$	74	$	28	$	23

The Company previously disclosed in its financial statements for the year ended December 31, 2018 that it expected to contribute $0 to its pension plan and $0 to its Supplemental Executive Retirement Plan ("SERP") in 2019. The Company has contributed $27,000 to its pension plan and $0 to its SERP as of June 30, 2019. The contribution to the pension plan was made in order to keep the plan fully funded, based upon the final actuarial calculation. The Company does not expect to make any additional contributions to its pension plan or SERP during the remainder of 2019. As a result of freezing the plan effective April 1, 2000, there is no service cost to record on the pension plan or the SERP for the six-month periods ending June 30, 2019 and 2018. All other components of cost noted in the table above were recorded in other expense under noninterest expenses on the Consolidated Statements of Income for all periods presented.

FAIR VALUE (Valuation Methodology and Unobservable Inputs for Level 3 Assets) (Details) - Fair Value, Measurements, Nonrecurring $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2019 USD ($) item	Dec. 31, 2018 USD ($) item
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Impaired loans \| $	$ 9,243	$ 11,506
Commercial and Industrial Loans
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Unobservable Inputs	Discount to reflect current market conditions and ultimate collectability	Discount to reflect current market conditions and ultimate collectability
Commercial and Industrial Loans \| Collateral Based Measurements \| Measurement Input, Discount Rate
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Impaired loans \| $	$ 7,984	$ 9,059
Commercial and Industrial Loans \| Minimum \| Collateral Based Measurements \| Measurement Input, Discount Rate
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Range of Inputs (Average) (in hundredths)	3	4
Commercial and Industrial Loans \| Maximum \| Collateral Based Measurements \| Measurement Input, Discount Rate
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Range of Inputs (Average) (in hundredths)	100	100
Commercial and Industrial Loans \| Weighted Average \| Collateral Based Measurements \| Measurement Input, Discount Rate
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Range of Inputs (Average) (in hundredths)	53	48
Commercial Real Estate and Multi-family Residential Loans
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Unobservable Inputs	Discount to reflect current market conditions and ultimate collectability	Discount to reflect current market conditions and ultimate collectability
Commercial Real Estate and Multi-family Residential Loans \| Collateral Based Measurements \| Measurement Input, Discount Rate
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Impaired loans \| $	$ 561	$ 1,817
Commercial Real Estate and Multi-family Residential Loans \| Minimum \| Collateral Based Measurements \| Measurement Input, Discount Rate
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Range of Inputs (Average) (in hundredths)	29	6
Commercial Real Estate and Multi-family Residential Loans \| Maximum \| Collateral Based Measurements \| Measurement Input, Discount Rate
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Range of Inputs (Average) (in hundredths)	53	53
Commercial Real Estate and Multi-family Residential Loans \| Weighted Average \| Collateral Based Measurements \| Measurement Input, Discount Rate
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Range of Inputs (Average) (in hundredths)	41	34
Consumer 1-4 Family Mortgage Loans
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Unobservable Inputs	Discount to reflect current market conditions and ultimate collectability	Discount to reflect current market conditions and ultimate collectability
Consumer 1-4 Family Mortgage Loans \| Collateral Based Measurements \| Measurement Input, Discount Rate
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Impaired loans \| $	$ 638	$ 553
Consumer 1-4 Family Mortgage Loans \| Minimum \| Collateral Based Measurements \| Measurement Input, Discount Rate
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Range of Inputs (Average) (in hundredths)	0	0
Consumer 1-4 Family Mortgage Loans \| Maximum \| Collateral Based Measurements \| Measurement Input, Discount Rate
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Range of Inputs (Average) (in hundredths)	19	64
Consumer 1-4 Family Mortgage Loans \| Weighted Average \| Collateral Based Measurements \| Measurement Input, Discount Rate
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Range of Inputs (Average) (in hundredths)	13	23
Other Real Estate Owned \| Collateral Based Measurements \| Measurement Input, Discount Rate
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Impaired loans \| $		$ 316
Other Real Estate Owned \| Weighted Average \| Collateral Based Measurements \| Measurement Input, Discount Rate
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Range of Inputs (Average) (in hundredths)		0
Agribusiness and Agricultural
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Unobservable Inputs	Discount to reflect current market conditions and ultimate collectability
Agribusiness and Agricultural \| Collateral Based Measurements \| Measurement Input, Discount Rate
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Impaired loans \| $	$ 60	$ 77
Agribusiness and Agricultural \| Weighted Average \| Collateral Based Measurements \| Measurement Input, Discount Rate
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Range of Inputs (Average) (in hundredths)	59	49

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Tables)

6 Months Ended

Jun. 30, 2019

Receivables [Abstract]

In Allowance For Loan Losses and Recorded Investment In Loans By Portfolio Segment

The following tables present the activity in the allowance for loan losses by portfolio segment for the three-month periods ended June 30, 2019 and 2018:

Commercial

Real Estate

Commercial

and

Agri-business

Consumer

and

Multifamily

and

Other

1-4 Family

Other

(dollars in thousands)

Industrial

Residential

Agricultural

Commercial

Mortgage

Consumer

Unallocated

Total

Three Months Ended June 30, 2019

Beginning balance, April 1

24,030

15,447

4,146

373

2,266

291

3,009

49,562

Provision for loan losses

824

(31)

(242)

(18)

(124)

336

785

Loans charged-off

(17)

(5)

(62)

(84)

Recoveries

187

301

Net loans charged-off

170

(42)

217

Ending balance

25,024

15,492

3,906

355

2,153

289

3,345

50,564


			Commercial
			Real Estate
	Commercial		and		Agri-business				Consumer
	and		Multifamily		and		Other		1-4 Family		Other
(dollars in thousands)	Industrial		Residential		Agricultural		Commercial		Mortgage		Consumer		Unallocated		Total
Three Months Ended June 30, 2018
Beginning balance, April 1	$	20,725	$	14,438	$	4,848	$	510	$	2,018	$	245	$	2,843	$	45,627
Provision for loan losses		1,392		508		(268)		(46)		(68)		65		117		1,700
Loans charged-off		(57)		0		0		0		0		(71)		0		(128)
Recoveries		464		8		5		0		3		27		0		507
Net loans charged-off		407		8		5		0		3		(44)		0		379
Ending balance	$	22,524	$	14,954	$	4,585	$	464	$	1,953	$	266	$	2,960	$	47,706

The following tables present the activity in the allowance for loan losses by portfolio segment for the six-month periods ended June 30, 2019 and 2018:

Commercial

Real Estate

Commercial

and

Agri-business

Consumer

and

Multifamily

and

Other

1-4 Family

Other

(dollars in thousands)

Industrial

Residential

Agricultural

Commercial

Mortgage

Consumer

Unallocated

Total

Six Months Ended June 30, 2019

Beginning balance, January 1

22,518

15,393

4,305

368

2,292

283

3,294

48,453

Provision for loan losses

2,317

(13)

(403)

(13)

(79)

125

1,985

Loans charged-off

(100)

(87)

(181)

(368)

Recoveries

289

112

494

Net loans charged-off

189

112

(60)

(119)

126

Ending balance

25,024

15,492

3,906

355

2,153

289

3,345

50,564


			Commercial
			Real Estate
	Commercial		and		Agri-business				Consumer
	and		Multifamily		and		Other		1-4 Family		Other
(dollars in thousands)	Industrial		Residential		Agricultural		Commercial		Mortgage		Consumer		Unallocated		Total
Six Months Ended June 30, 2018
Beginning balance, January 1	$	21,097	$	14,714	$	4,920	$	577	$	2,768	$	379	$	2,666	$	47,121
Provision for loan losses		5,294		715		(344)		(113)		(862)		16		294		5,000
Loans charged-off		(4,417)		(491)		0		0		(7)		(190)		0		(5,105)
Recoveries		550		16		9		0		54		61		0		690
Net loans charged-off		(3,867)		(475)		9		0		47		(129)		0		(4,415)
Ending balance	$	22,524	$	14,954	$	4,585	$	464	$	1,953	$	266	$	2,960	$	47,706

The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of June 30, 2019 and December 31, 2018:

Commercial

Real Estate

Commercial

and

Agri-business

Consumer

and

Multifamily

and

Other

1-4 Family

Other

(dollars in thousands)

Industrial

Residential

Agricultural

Commercial

Mortgage

Consumer

Unallocated

Total

June 30, 2019

Allowance for loan losses:

Ending allowance balance attributable to loans:

Individually evaluated for impairment

9,208

394

339

10,028

Collectively evaluated for impairment

15,816

15,098

3,819

355

1,814

289

3,345

40,536

Total ending allowance balance

25,024

15,492

3,906

355

2,153

289

3,345

50,564

Loans:

Loans individually evaluated for impairment

18,819

3,193

430

1,851

24,293

Loans collectively evaluated for impairment

1,431,542

1,649,854

314,153

103,949

388,078

86,749

3,974,325

Total ending loans balance

1,450,361

1,653,047

314,583

103,949

389,929

86,749

3,998,618


			Commercial
			Real Estate
	Commercial		and		Agri-business				Consumer
	and		Multifamily		and		Other		1-4 Family		Other
(dollars in thousands)	Industrial		Residential		Agricultural		Commercial		Mortgage		Consumer		Unallocated			Total
December 31, 2018
Allowance for loan losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	8,552	$	921	$	73	$	0	$	457	$	26	$	0	$	10,029
Collectively evaluated for impairment		13,966		14,472		4,232		368		1,835		257		3,294		38,424
Total ending allowance balance	$	22,518	$	15,393	$	4,305	$	368	$	2,292	$	283	$	3,294	$	48,453

Loans:
Loans individually evaluated for impairment	$	19,734	$	4,266	$	433	$	0	$	2,240	$	44	$	0	$	26,717
Loans collectively evaluated for impairment		1,385,604		1,562,899		370,174		95,520		388,053		85,778		0		3,888,028
Total ending loans balance	$	1,405,338	$	1,567,165	$	370,607	$	95,520	$	390,293	$	85,822	$	0	$	3,914,745

Loans individually evaluated for impairment

The following table presents loans individually evaluated for impairment by class of loans as of June 30, 2019:


	Unpaid				Allowance for
	Principal		Recorded		Loan Losses
(dollars in thousands)	Balance		Investment		Allocated
With no related allowance recorded:
Commercial and industrial loans:
Working capital lines of credit loans	$	3,129	$	437	$	0
Non-working capital loans		2,321		926		0
Commercial real estate and multi-family residential loans:
Owner occupied loans		1,975		1,437		0
Agri-business and agricultural loans:
Loans secured by farmland		603		283		0
Consumer 1‑4 family loans:
Closed end first mortgage loans		200		119		0
Open end and junior lien loans		92		92		0
With an allowance recorded:
Commercial and industrial loans:
Working capital lines of credit loans		6,610		6,301		2,995
Non-working capital loans		11,135		11,155		6,213
Commercial real estate and multi-family residential loans:
Owner occupied loans		1,756		1,756		394
Agri-business and agricultural loans:
Loans secured by farmland		148		147		87
Consumer 1‑4 family mortgage loans:
Closed end first mortgage loans		1,637		1,640		339
Total	$	29,606	$	24,293	$	10,028

The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2018:


	Unpaid				Allowance for
	Principal		Recorded		Loan Losses
(dollars in thousands)	Balance		Investment		Allocated
With no related allowance recorded:
Commercial and industrial loans:
Non-working capital loans	$	3,284	$	1,889	$	0
Commercial real estate and multi-family residential loans:
Owner occupied loans		1,773		1,527		0
Agri-business and agricultural loans:
Loans secured by farmland		603		283		0
Consumer 1‑4 family loans:
Closed end first mortgage loans		583		502		0
Open end and junior lien loans		220		220		0
With an allowance recorded:
Commercial and industrial loans:
Working capital lines of credit loans		9,691		6,694		2,602
Non-working capital loans		11,099		11,151		5,950
Commercial real estate and multi-family residential loans:
Construction and land development loans		291		291		142
Owner occupied loans		2,938		2,448		779
Agri-business and agricultural loans:
Loans secured by farmland		150		150		73
Consumer 1‑4 family mortgage loans:
Closed end first mortgage loans		1,517		1,518		457
Other consumer loans		45		44		26
Total	$	32,194	$	26,717	$	10,029

The following table presents loans individually evaluated for impairment by class of loans as of and for the three-month period ended June 30, 2019:


					Cash Basis
	Average		Interest		Interest
	Recorded		Income		Income
(dollars in thousands)	Investment		Recognized		Recognized
With no related allowance recorded:
Commercial and industrial loans:
Working capital lines of credit loans	$	287	$	0	$	1
Non-working capital loans		933		9		4
Commercial real estate and multi-family residential loans:
Owner occupied loans		1,450		10		10
Agri-business and agricultural loans:
Loans secured by farmland		283		0		0
Consumer 1‑4 family loans:
Closed end first mortgage loans		164		1		1
Open end and junior lien loans		93		0		0
With an allowance recorded:
Commercial and industrial loans:
Working capital lines of credit loans		6,326		75		26
Non-working capital loans		11,105		127		94
Commercial real estate and multi-family residential loans:
Owner occupied loans		1,763		16		11
Agri-business and agricultural loans:
Loans secured by farmland		147		1		0
Consumer 1‑4 family mortgage loans:
Closed end first mortgage loans		1,680		13		13
Other consumer loans		28		1		0
Total	$	24,259	$	253	$	160

The following table presents loans individually evaluated for impairment by class of loans as of and for the three-month period ended June 30, 2018:


					Cash Basis
	Average		Interest		Interest
	Recorded		Income		Income
(dollars in thousands)	Investment		Recognized		Recognized
With no related allowance recorded:
Commercial and industrial loans:
Working capital lines of credit loans	$	1,011	$	6	$	14
Non-working capital loans		1,738		16		26
Commercial real estate and multi-family residential loans:
Construction and land development loans		88		2		3
Owner occupied loans		2,868		9		12
Agri-business and agricultural loans:
Loans secured by farmland		283		0		0
Consumer 1‑4 family loans:
Closed end first mortgage loans		533		2		3
Open end and junior lien loans		247		0		0
With an allowance recorded:
Commercial and industrial loans:
Working capital lines of credit loans		3,005		2		2
Non-working capital loans		3,513		3		6
Commercial real estate and multi-family residential loans:
Construction and land development loans		491		6		13
Owner occupied loans		1,041		1		1
Consumer 1‑4 family mortgage loans:
Closed end first mortgage loans		993		8		10
Other consumer loans		48		0		2
Total	$	15,859	$	55	$	92

The following table presents loans individually evaluated for impairment by class of loans as of and for the six-month period ended June 30, 2019:


					Cash Basis
	Average		Interest		Interest
	Recorded		Income		Income
(dollars in thousands)	Investment		Recognized		Recognized
With no related allowance recorded:
Commercial and industrial loans:
Working capital lines of credit loans	$	221	$	1	$	1
Non-working capital loans		1,241		38		28
Commercial real estate and multi-family residential loans:
Owner occupied loans		1,535		21		18
Agri-business and agricultural loans:
Loans secured by farmland		283		0		0
Consumer 1‑4 family loans:
Closed end first mortgage loans		272		2		2
Open end and junior lien loans		143		0		0
With an allowance recorded:
Commercial and industrial loans:
Working capital lines of credit loans		6,406		147		85
Non-working capital loans		11,260		259		222
Commercial real estate and multi-family residential loans:
Owner occupied loans		1,922		29		23
Agri-business and agricultural loans:
Loans secured by farmland		147		3		1
Consumer 1‑4 family mortgage loans:
Closed end first mortgage loans		1,639		25		25
Other consumer loans		36		2		1
Total	$	25,105	$	527	$	406

The following table presents loans individually evaluated for impairment by class of loans as of and for the six-month period ended June 30, 2018:


					Cash Basis
	Average		Interest		Interest
	Recorded		Income		Income
(dollars in thousands)	Investment		Recognized		Recognized
With no related allowance recorded:
Commercial and industrial loans:
Working capital lines of credit loans	$	1,011	$	13	$	16
Non-working capital loans		1,733		31		31
Commercial real estate and multi-family residential loans:
Construction and land development loans		95		3		3
Owner occupied loans		2,712		16		14
Agri-business and agricultural loans:
Loans secured by farmland		283		0		0
Consumer 1‑4 family loans:
Closed end first mortgage loans		538		4		4
Open end and junior lien loans		169		0		0
With an allowance recorded:
Commercial and industrial loans:
Working capital lines of credit loans		2,307		4		3
Non-working capital loans		3,365		5		6
Commercial real estate and multi-family residential loans:
Construction and land development loans		606		17		18
Owner occupied loans		1,117		1		1
Consumer 1‑4 family mortgage loans:
Closed end first mortgage loans		981		15		14
Open end and junior lien loans		77		0		0
Other consumer loans		48		1		2
Total	$	15,042	$	110	$	112

Aging of the Recorded Investment in Past Due Loans

The following table presents the aging of the recorded investment in past due loans as of June 30, 2019 by class of loans:

30‑89

Greater than

Total Past

Loans Not

Days

90 Days

Due and

(dollars in thousands)

Past Due

Nonaccrual

Total

Commercial and industrial loans:

Working capital lines of credit loans

748,862

6,364

6,384

755,246

Non-working capital loans

689,781

5,329

5,334

695,115

Commercial real estate and multi-family residential loans:

Construction and land development loans

320,380

320,404

Owner occupied loans

554,607

2,185

556,792

Nonowner occupied loans

533,215

103

533,318

Multifamily loans

242,533

Agri-business and agricultural loans:

Loans secured by farmland

148,469

430

148,899

Loans for agricultural production

165,684

Other commercial loans

103,949

Consumer 1‑4 family mortgage loans:

Closed end first mortgage loans

185,676

1,235

597

1,832

187,508

Open end and junior lien loans

189,150

945

1,037

190,187

Residential construction loans

12,234

Other consumer loans

86,624

125

86,749

Total

3,981,164

2,457

14,997

17,454

3,998,618

The following table presents the aging of the recorded investment in past due loans as of December 31, 2018 by class of loans:


					Greater than
			30‑89		90 Days Past				Total Past
	Loans Not		Days		Due and Still				Due and
(dollars in thousands)	Past Due		Past Due		Accruing		Nonaccrual		Nonaccrual		Total
Commercial and industrial loans:
Working capital lines of credit loans	$	684,191	$	4,328	$	0	$	2,245	$	6,573	$	690,764
Non-working capital loans		709,629		3,368		0		1,577		4,945		714,574
Commercial real estate and multi-family residential loans:
Construction and land development loans		265,544		0		0		0		0		265,544
Owner occupied loans		583,214		486		0		2,269		2,755		585,969
Nonowner occupied loans		520,431		57		0		0		57		520,488
Multi-family loans		195,164		0		0		0		0		195,164
Agri-business and agricultural loans:
Loans secured by farmland		177,080		150		0		283		433		177,513
Loans for agricultural production		193,094		0		0		0		0		193,094
Other commercial loans		95,520		0		0		0		0		95,520
Consumer 1‑4 family mortgage loans:
Closed end first mortgage loans		183,420		1,370		0		671		2,041		185,461
Open end and junior lien loans		188,320		98		0		220		318		188,638
Residential construction loans		16,194		0		0		0		0		16,194
Other consumer loans		85,654		168		0		0		168		85,822
Total	$	3,897,455	$	10,025	$	0	$	7,265	$	17,290	$	3,914,745

Troubled Debt Restructuring


	June 30,		December 31,
(dollars in thousands)	2019		2018
Accruing troubled debt restructured loans	$	6,082	$	8,016
Nonaccrual troubled debt restructured loans		3,512		4,384
Total troubled debt restructured loans	$	9,594	$	12,400

Loans by Class Modified as Troubled Debt Restructurings

The following table presents loans by class modified as new troubled debt restructurings that occurred during the six months ended June 30, 2019:

Modified Repayment Terms

Pre-Modification

Post-Modification

Extension

Outstanding

Period or

Number of

Recorded

Number of

Range

(dollars in thousands)

Loans

Investment

Loans

(in months)

Troubled Debt Restructurings

Commercial and industrial loans:

Working capital lines of credit loans

Total

The following table presents loans by class modified as new troubled debt restructurings that occurred during the three months ended June 30, 2018:

Modified Repayment Terms

Pre-Modification

Post-Modification

Extension

Outstanding

Period or

Number of

Recorded

Number of

Range

(dollars in thousands)

Loans

Investment

Loans

(in months)

Troubled Debt Restructurings

Commercial and industrial loans:

Non-working capital loans

Total

The following table presents loans by class modified as new troubled debt restructurings that occurred during the six months ended June 30, 2018:


						Modified Repayment Terms
		Pre-Modification		Post-Modification			Extension
		Outstanding		Outstanding			Period or
	Number of	Recorded		Recorded		Number of	Range
(dollars in thousands)	Loans	Investment		Investment		Loans	(in months)
Troubled Debt Restructurings
Commercial and industrial loans:
Working capital lines of credit loans	1		600		600	1	0
Non-working capital loans	2		1,420		1,420	2	0
Commercial real estate and multi-family residential loans:
Construction and land development loans	1		824		824	1	12
Owner occupied loans	1		387		387	1	12
Consumer 1‑4 family loans:
Closed end first mortgage loans	1		198		197	1	239
Total	6	$	3,429	$	3,428	6	0‑239

Credit Quality Indicators

Special

Not

(dollars in thousands)

Pass

Mention

Substandard

Doubtful

Rated

Total

Commercial and industrial loans:

Working capital lines of credit loans

660,816

70,866

23,244

320

755,246

Non-working capital loans

645,632

25,350

18,804

5,329

695,115

Commercial real estate and multi-family residential loans:

Construction and land development loans

320,115

289

320,404

Owner occupied loans

517,431

21,043

18,318

556,792

Nonowner occupied loans

530,491

2,209

618

533,318

Multifamily loans

242,329

204

242,533

Agri-business and agricultural loans:

Loans secured by farmland

134,805

12,840

1,254

148,899

Loans for agricultural production

153,961

11,723

165,684

Other commercial loans

103,945

103,949

Consumer 1‑4 family mortgage loans:

Closed end first mortgage loans

55,538

131,875

187,508

Open end and junior lien loans

11,007

179,125

190,187

Residential construction loans

12,234

Other consumer loans

14,077

72,672

86,749

Total

3,390,147

144,524

62,388

401,559

3,998,618


			Special						Not
(dollars in thousands)	Pass		Mention		Substandard		Doubtful		Rated		Total
Commercial and industrial loans:
Working capital lines of credit loans	$	618,612	$	43,240	$	28,563	$	0	$	349	$	690,764
Non-working capital loans		664,787		15,992		27,548		0		6,247		714,574
Commercial real estate and multi-family residential loans:
Construction and land development loans		264,900		353		291		0		0		265,544
Owner occupied loans		541,734		21,864		22,371		0		0		585,969
Nonowner occupied loans		517,356		2,491		641		0		0		520,488
Multifamily loans		194,948		216		0		0		0		195,164
Agri-business and agricultural loans:
Loans secured by farmland		166,623		9,107		1,783		0		0		177,513
Loans for agricultural production		183,189		8,155		1,750		0		0		193,094
Other commercial loans		95,516		0		0		0		4		95,520
Consumer 1‑4 family mortgage loans:
Closed end first mortgage loans		54,879		0		2,021		0		128,561		185,461
Open end and junior lien loans		8,810		0		220		0		179,608		188,638
Residential construction loans		0		0		0		0		16,194		16,194
Other consumer loans		12,700		0		44		0		73,078		85,822
Total	$	3,324,054	$	101,418	$	85,232	$	0	$	404,041	$	3,914,745

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Troubled Debt Restructuring) (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Troubled Debt Restructuring [Abstract]
Accruing troubled debt restructured loans	$ 6,082	$ 8,016
Nonaccrual troubled debt restructured loans	3,512	4,384
Total troubled debt restructured loans	$ 9,594	$ 12,400

LOANS (Tables)

6 Months Ended

Jun. 30, 2019

Receivables [Abstract]

Schedule of Loans


	June 30,				December 31,
(dollars in thousands)	2019				2018
Commercial and industrial loans:
Working capital lines of credit loans	$	755,090	18.9	%	$	690,620	17.6	%
Non-working capital loans		695,235	17.3			714,759	18.3
Total commercial and industrial loans		1,450,325	36.2			1,405,379	35.9

Commercial real estate and multi-family residential loans:
Construction and land development loans		321,550	8.0			266,805	6.8
Owner occupied loans		557,115	13.9			586,325	15.0
Nonowner occupied loans		533,880	13.4			520,901	13.3
Multifamily loans		242,966	6.1			195,604	5.0
Total commercial real estate and multi-family residential loans		1,655,511	41.4			1,569,635	40.1

Agri-business and agricultural loans:
Loans secured by farmland		148,883	3.7			177,503	4.6
Loans for agricultural production		165,595	4.2			193,010	4.9
Total agri-business and agricultural loans		314,478	7.9			370,513	9.5

Other commercial loans		104,084	2.6			95,657	2.4
Total commercial loans		3,524,398	88.1			3,441,184	87.9

Consumer 1-4 family mortgage loans:
Closed end first mortgage loans		187,863	4.7			185,822	4.7
Open end and junior lien loans		188,558	4.7			187,030	4.8
Residential construction and land development loans		12,270	0.3			16,226	0.4
Total consumer 1-4 family mortgage loans		388,691	9.7			389,078	9.9

Other consumer loans		86,996	2.2			86,064	2.2
Total consumer loans		475,687	11.9			475,142	12.1
Subtotal		4,000,085	100.0	%		3,916,326	100.0	%
Less: Allowance for loan losses		(50,564)				(48,453)
Net deferred loan fees		(1,467)				(1,581)
Loans, net	$	3,948,054			$	3,866,292

FAIR VALUE (Reconciliation of All Assets Measured at Fair Value on a Recurring Basis using Significant Unobservable Inputs (Level 3)) (Details) - State and Municipal Securities - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Balance of recurring Level 3 assets at January 1	$ 150	$ 880
Changes in fair value of securities included in other comprehensive income	0	(7)
Principal payments	0	(45)
Balance of recurring Level 3 assets at December 31	$ 150	$ 828

FAIR VALUE (Estimated Fair Values And The Related Carrying Values Of Financial Instruments) (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Financial Assets:
Cash and cash equivalents	$ 196,370	$ 216,922
Securities available for sale	609,826	585,549
Financial Liabilities:
Federal funds purchased	(15,000)
Federal Home Loan Bank advances	(100,000)	(170,000)
Carrying Value
Financial Assets:
Cash and cash equivalents	196,370	216,922
Securities available for sale		585,549
Real estate mortgages held for sale	5,929	2,293
Loans, net	3,948,054	3,866,292
Federal Reserve and Federal Home Loan Bank stock	13,772
Federal Home Loan Bank stock		13,772
Accrued interest receivable	17,418	15,518
Financial Liabilities:
Certificates of deposit	(1,328,062)	(1,419,754)
All other deposits	(2,893,237)	(2,624,311)
Federal funds purchased	(15,000)
Federal Home Loan Bank advances	(100,000)	(170,000)
Securities sold under agreements to repurchase		(75,555)
Subordinated debentures	(30,928)	(30,928)
Standby letters of credit	(1,128)	(978)
Accrued interest payable	(12,454)	(10,404)
Estimate of Fair Value Measurement
Financial Assets:
Securities available for sale	609,826	585,549
Real estate mortgages held for sale	5,998	2,314
Loans, net	3,901,925	3,786,175
Accrued interest receivable	17,418	15,518
Financial Liabilities:
Certificates of deposit	(1,336,715)	(1,424,553)
All other deposits	(2,893,237)	(2,624,311)
Federal Home Loan Bank advances		(169,996)
Securities sold under agreements to repurchase		(75,555)
Subordinated debentures	(31,196)	(31,195)
Standby letters of credit	(1,128)	(978)
Accrued interest payable	(12,454)	(10,404)
Level 1
Financial Assets:
Cash and cash equivalents	193,603	214,452
Accrued interest receivable	3
Financial Liabilities:
Certificates of deposit	0
Federal funds purchased	(15,000)
Federal Home Loan Bank advances	0
Level 1 \| Estimate of Fair Value Measurement
Financial Assets:
Securities available for sale	1,007	987
Real estate mortgages held for sale	0	0
Loans, net	0	0
Accrued interest receivable		3
Financial Liabilities:
Certificates of deposit		0
All other deposits	(2,893,237)	(2,624,311)
Federal Home Loan Bank advances		0
Securities sold under agreements to repurchase		0
Subordinated debentures	0	0
Standby letters of credit	0	0
Accrued interest payable	(174)	(110)
Level 2
Financial Assets:
Cash and cash equivalents	2,767	2,470
Financial Liabilities:
Federal funds purchased	0
Federal Home Loan Bank advances	(100,000)
Level 2 \| Estimate of Fair Value Measurement
Financial Assets:
Securities available for sale	608,669	584,412
Real estate mortgages held for sale	5,998	2,314
Loans, net	0	0
Accrued interest receivable	3,444	3,569
Financial Liabilities:
Certificates of deposit	(1,336,715)	(1,424,553)
All other deposits	0	0
Federal Home Loan Bank advances		(169,996)
Securities sold under agreements to repurchase		(75,555)
Subordinated debentures	0	0
Standby letters of credit	0	0
Accrued interest payable	(12,275)	(10,289)
Level 3
Financial Assets:
Cash and cash equivalents	0	0
Financial Liabilities:
Federal funds purchased	0
Federal Home Loan Bank advances	0
Level 3 \| Estimate of Fair Value Measurement
Financial Assets:
Securities available for sale	150	150
Real estate mortgages held for sale	0	0
Loans, net	3,901,925	3,786,175
Accrued interest receivable	13,971	11,946
Financial Liabilities:
Certificates of deposit	0	0
All other deposits	0	0
Federal Home Loan Bank advances		0
Securities sold under agreements to repurchase		0
Subordinated debentures	(31,196)	(31,195)
Standby letters of credit	(1,128)	(978)
Accrued interest payable	$ (5)	$ (5)

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE (Additional Information) (Details) (Imported) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Securities Sold under Agreements to Repurchase		$ 75,600
Securities Sold under Agreement to Repurchase	$ 0	75,555
Collateralized Mortgage Backed Securities
Securities Sold under Agreements to Repurchase, Fair Value of Collateral		$ 100,700

ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (Reclassification Adjustment) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Unrealized gains and losses on available-for-sale securities
Net securities gains (losses)	$ 65	$ 0	$ 88	$ (6)
Income tax expense	0	0	0	0
Net of tax	65	0	88	(6)
Amortization of defined benefit pension items
Other expense	(53)	(67)	(103)	(133)
Income tax expense	15	18	26	35
Net of tax	(38)	(49)	(77)	(98)
Total reclassifications for the period	$ 27	$ (49)	$ 11	$ (104)

ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)

6 Months Ended

Jun. 30, 2019

Stockholders' Equity Note [Abstract]

ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)

NOTE 10. ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)

The following tables summarize the changes within each classification of accumulated other comprehensive income (loss) net of tax for the three months ended June 30, 2019 and 2018:


	Unrealized
	Gains and		Defined
	(Losses) on		Benefit
	Available-		Pension
	for-Sales		Gains
(dollars in thousands)	Securities		(Losses)		Total
Balance at April 1, 2019	$	3,843	$	(1,356)	$	2,487
Other comprehensive income before reclassification		7,040		0		7,040
Amounts reclassified from accumulated other comprehensive income (loss)		(65)		38		(27)
Net current period other comprehensive income		6,975		38		7,013
Balance at June 30, 2019	$	10,818	$	(1,318)	$	9,500


	Unrealized
	Gains and		Defined
	(Losses) on		Benefit
	Available-		Pension
	for-Sales		Gains
(dollars in thousands)	Securities		(Losses)		Total
Balance at April 1, 2018	$	(6,270)	$	(1,718)	$	(7,988)
Other comprehensive income before reclassification		(1,771)		0		(1,771)
Amounts reclassified from accumulated other comprehensive income (loss)		0		49		49
Net current period other comprehensive income		(1,771)		49		(1,722)
Balance at June 30, 2018	$	(8,041)	$	(1,669)	$	(9,710)

The following tables summarize the changes within each classification of accumulated other comprehensive income (loss) net of tax for the six months ended June 30, 2019 and 2018:


	Unrealized
	Gains and		Defined
	(Losses) on		Benefit
	Available-		Pension
	for-Sales		Gains
(dollars in thousands)	Securities		(Losses)		Total
Balance at January 1, 2019	$	(4,796)	$	(1,395)	$	(6,191)
Other comprehensive income before reclassification		15,702		0		15,702
Amounts reclassified from accumulated other comprehensive income (loss)		(88)		77		(11)
Net current period other comprehensive income		15,614		77		15,691
Balance at June 30, 2019	$	10,818	$	(1,318)	$	9,500


	Unrealized
	Gains and		Defined
	(Losses) on		Benefit
	Available-		Pension
	for-Sales		Gains
(dollars in thousands)	Securities		(Losses)		Total
Balance at January 1, 2018	$	784	$	(1,454)	$	(670)
Other comprehensive income before reclassification		(8,903)		0		(8,903)
Amounts reclassified from accumulated other comprehensive income (loss)		6		98		104
Net current period other comprehensive income		(8,897)		98		(8,799)
Adoption of ASU 2018‑02		140		(313)		(173)
Adoption of ASU 2016‑01		(68)		0		(68)
Balance at June 30, 2018	$	(8,041)	$	(1,669)	$	(9,710)

Reclassifications out of accumulated comprehensive income for the three months ended June 30, 2019 are as follows:


Details about	Amount		Affected Line Item
Accumulated Other	Reclassified From		in the Statement
Comprehensive	Accumulated Other		Where Net
Income Components	Comprehensive Income		Income is Presented

(dollars in thousands)
Unrealized gains and losses on available-for-sale securities	$	65	Net securities gains (losses)
Tax effect		0	Income tax expense
Subtotal		65	Net of tax
Amortization of defined benefit pension items		(53)	Other expense
Tax effect		15	Income tax expense
Subtotal		(38)	Net of tax
Total reclassifications for the period	$	27	Net income

Reclassifications out of accumulated comprehensive income for the three months ended June 30, 2018 are as follows:


Details about	Amount		Affected Line Item
Accumulated Other	Reclassified From		in the Statement
Comprehensive	Accumulated Other		Where Net
Income Components	Comprehensive Income		Income is Presented

(dollars in thousands)
Unrealized gains and losses on available-for-sale securities	$	0	Net securities gains (losses)
Tax effect		0	Income tax expense
Subtotal		0	Net of tax
Amortization of defined benefit pension items		(67)	Other expense
Tax effect		18	Income tax expense
Subtotal		(49)	Net of tax
Total reclassifications for the period	$	(49)	Net income

Reclassifications out of accumulated comprehensive income for the six months ended June 30, 2019 are as follows:


Details about	Amount		Affected Line Item
Accumulated Other	Reclassified From		in the Statement
Comprehensive	Accumulated Other		Where Net
Income Components	Comprehensive Income		Income is Presented

(dollars in thousands)
Unrealized gains and losses on available-for-sale securities	$	88	Net securities gains (losses)
Tax effect		0	Income tax expense
Subtotal		88	Net of tax
Amortization of defined benefit pension items		(103)	Other expense
Tax effect		26	Income tax expense
Subtotal		(77)	Net of tax
Total reclassifications for the period	$	11	Net income

Reclassifications out of accumulated comprehensive income for the six months ended June 30, 2018 are as follows:


Details about	Amount		Affected Line Item
Accumulated Other	Reclassified From		in the Statement
Comprehensive	Accumulated Other		Where Net
Income Components	Comprehensive Income		Income is Presented

(dollars in thousands)
Unrealized gains and losses on available-for-sale securities	$	(6)	Net securities gains (losses)
Tax effect		0	Income tax expense
Subtotal		(6)	Net of tax
Amortization of defined benefit pension items		(133)	Other expense
Tax effect		35	Income tax expense
Subtotal		(98)	Net of tax
Total reclassifications for the period	$	(104)	Net income

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Additional Information) (Details) - USD ($)	6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Dec. 31, 2018
Troubled Debt Restructuring [Abstract]
Loans Modified In Troubled Debt Restructured Loans	$ 2,900,000		$ 3,700,000
Loan amount of credit quality analysis	250,000
Financing Receivable, Modifications, Recorded Investment	107,000
Construction and Land Development Loans
Troubled Debt Restructuring [Abstract]
Financing Receivable, Modifications, Recorded Investment	875,000
Commercial and Industrial Loans
Troubled Debt Restructuring [Abstract]
Increase (decrease) in allowance for loan loss		$ 166,000
Financing Receivable, Modifications, Recorded Investment	341,000
Commercial and Industrial Loans \| Non-working Capital Loans
Troubled Debt Restructuring [Abstract]
Financing Receivable, Modifications, Recorded Investment	551,000
Commercial Real Estate and Multi-family Residential Loans
Troubled Debt Restructuring [Abstract]
Increase (decrease) in allowance for loan loss		$ 1,600,000
Financing Receivable, Modifications, Recorded Investment	484,000
Commercial Real Estate Building
Troubled Debt Restructuring [Abstract]
Financing Receivable, Modifications, Recorded Investment	533,000
Commercial and Industrial Nonworking Capital
Troubled Debt Restructuring [Abstract]
Financing Receivable, Modifications, Recorded Investment	$ 70,000

FAIR VALUE DISCLOSURES

6 Months Ended

Jun. 30, 2019

Fair Value Disclosures [Abstract]

FAIR VALUE

NOTE 5. FAIR VALUE DISCLOSURES

Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values:


Level 1		Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.

Level 2		Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data.

Level 3		Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability.

The Company used the following methods and significant assumptions to estimate the fair value of each type of financial instrument:

Securities: Securities available-for-sale are valued primarily by a third party pricing service. The fair values of securities available for sale are determined on a recurring basis by obtaining quoted prices on nationally recognized securities exchanges (Level 1 inputs) or pricing models which utilize significant observable inputs such as matrix pricing. This is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2 inputs). These models utilize the market approach with standard inputs that include, but are not limited to benchmark yields, reported trades, broker/dealer quotes, issuer spreads, two-sided markets, benchmark securities, bids, offers and reference data. For certain municipal securities that are not rated and observable inputs about the specific issuer are not available, fair values are estimated using observable data from other municipal securities presumed to be similar or other market data on other non-rated municipal securities (Level 3 inputs).

The Company’s Finance Department, which is responsible for all accounting and SEC compliance, and the Company’s Treasury Department, which is responsible for investment portfolio management and asset/liability modeling, are the two areas that

determine the Company’s valuation policies and procedures. Both of these areas report directly to the Executive Vice President and Chief Financial Officer of the Company. For assets or liabilities that may be considered for Level 3 fair value measurement on a recurring basis, these two departments and the Executive Vice President and Chief Financial Officer determine the appropriate level of the assets or liabilities under consideration. If there are new assets or liabilities that are determined to be Level 3 by this group, the Risk Management Committee of the Company and the Audit Committee of the Board are made aware of such assets at their next scheduled meeting.

Securities pricing is obtained on securities from a third party pricing service and all security prices are tested annually against prices from another third party provider and reviewed with a market value price tolerance variance that varies by sector: municipal securities +/- 5%, government mbs/cmo +/- 3% and U.S. treasuries +/-1%. If any securities fall outside the tolerance threshold and have a variance of $100,000 or more, a determination of materiality is made for the amount over the threshold. Any security that would have a material threshold difference would be further investigated to determine why the variance exists and if any action is needed concerning the security pricing for that individual security. Changes in market value are reviewed monthly in aggregate by security type and any material differences are reviewed to determine why they exist. At least annually, the pricing methodology of the pricing service is received and reviewed to support the fair value levels used by the Company. A detailed pricing evaluation is requested and reviewed on any security determined to be fair valued using unobservable inputs by the pricing service.

Mortgage banking derivative: The fair values of mortgage banking derivatives are based on observable market data as of the measurement date (Level 2).

Interest rate swap derivatives: Our derivatives are traded in an over-the-counter market where quoted market prices are not always available. Therefore, the fair values of derivatives are determined using quantitative models that utilize multiple market inputs. The inputs will vary based on the type of derivative, but could include interest rates, prices and indices to generate continuous yield or pricing curves, prepayment rates, and volatility factors to value the position. The majority of market inputs are actively quoted and can be validated through external sources, including brokers, market transactions and third-party pricing services. The fair value of interest rate swap derivatives is determined by pricing or valuation models using observable market data as of the measurement date (Level 2).

Impaired loans: Impaired loans with specific allocations of the allowance for loan losses are generally based on the fair value of the underlying collateral if repayment is expected solely from the collateral. Fair value is determined using several methods. Generally, the fair value of real estate is based on appraisals by qualified third party appraisers. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and result in a Level 3 classification of the inputs for determining fair value. In addition, the Company’s management routinely applies internal discount factors to the value of appraisals used in the fair value evaluation of impaired loans. The deductions to the appraisals take into account changing business factors and market conditions, as well as value impairment in cases where the appraisal date predates a likely change in market conditions. Commercial real estate is generally discounted from its appraised value by 0-50% with the higher discounts applied to real estate that is determined to have a thin trading market or to be specialized collateral. In addition to real estate, the Company’s management evaluates other types of collateral as follows: (a) raw and finished inventory is discounted from its cost or book value by 35-65%, depending on the marketability of the goods (b) finished goods are generally discounted by 30-60%, depending on the ease of marketability, cost of transportation or scope of use of the finished good (c) work in process inventory is typically discounted by 50-100%, depending on the length of manufacturing time, types of components used in the completion process, and the breadth of the user base (d) equipment is valued at a percentage of depreciated book value or recent appraised value, if available, and is typically discounted at 30-70% after various considerations including age and condition of the equipment, marketability, breadth of use, and whether the equipment includes unique components or add-ons; and (e) marketable securities are discounted by 10-30%, depending on the type of investment, age of valuation report and general market conditions. This methodology is based on a market approach and typically results in a Level 3 classification of the inputs for determining fair value.

Mortgage servicing rights: As of June 30, 2019, the fair value of the Company’s Level 3 servicing assets for residential mortgage loans (“MSRs”) was $4.6 million, none of which are currently impaired and therefore are carried at amortized cost. These residential mortgage loans have a weighted average interest rate of 3.95%, a weighted average maturity of 20 years and are secured by homes generally within the Company’s market area of Northern Indiana and Indianapolis. A valuation model is used to estimate fair value by stratifying the portfolios on the basis of certain risk characteristics, including loan type and interest rate. Impairment is estimated based on an income approach. The inputs used include estimates of prepayment speeds, discount rate, cost to service, escrow account earnings, contractual servicing fee income, ancillary income, late fees, and float income. The most significant assumption used to

value MSRs is prepayment rate. Prepayment rates are estimated based on published industry consensus prepayment rates. The most significant unobservable assumption is the discount rate. At June 30, 2019, the constant prepayment speed (“PSA”) used was 72 and discount rate used was 9.4%. At December 31, 2018, the PSA used was 81 and the discount rate used was 9.4%.

Other real estate owned: Nonrecurring adjustments to certain commercial and residential real estate properties classified as other real estate owned are measured at the lower of carrying amount or fair value less costs to sell. Fair values are generally based on third party appraisals of the property and are reviewed by the Company’s internal appraisal officer. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable properties used to determine value. Such adjustments are usually significant and result in a Level 3 classification. In addition, the Company’s management may apply discount factors to the appraisals to take into account changing business factors and market conditions, as well as value impairment in cases where the appraisal date predates a likely change in market conditions. In cases where the carrying amount exceeds the fair value, less costs to sell, an impairment loss is recognized.

Real estate mortgage loans held for sale: Real estate mortgage loans held for sale are carried at the lower of cost or fair value, as determined by outstanding commitments, from third party investors, and result in a Level 2 classification.

The table below presents the balances of assets measured at fair value on a recurring basis:


	June 30, 2019
	Fair Value Measurements Using						Assets
(dollars in thousands)	Level 1		Level 2		Level 3		at Fair Value
Assets
U.S. Treasury securities	$	1,007	$	0	$	0	$	1,007
U.S. government sponsored agency securities		0		2,290		0		2,290
Mortgage-backed securities: residential		0		323,945		0		323,945
Mortgage-backed securities: commercial		0		38,134		0		38,134
State and municipal securities		0		244,300		150		244,450
Total Securities		1,007		608,669		150		609,826
Mortgage banking derivative		0		298		0		298
Interest rate swap derivative		0		6,679		0		6,679
Total assets	$	1,007	$	615,646	$	150	$	616,803

Liabilities
Mortgage banking derivative		0		53		0		53
Interest rate swap derivative		0		7,266		0		7,266
Total liabilities	$	0	$	7,319	$	0	$	7,319


	December 31, 2018
	Fair Value Measurements Using						Assets
(dollars in thousands)	Level 1		Level 2		Level 3		at Fair Value
Assets
U.S. Treasury securities	$	987	$	0	$	0	$	987
U.S. government sponsored agency securities		0		4,350		0		4,350
Mortgage-backed securities: residential		0		325,412		0		325,412
Mortgage-backed securities: commercial		0		38,141		0		38,141
State and municipal securities		0		216,509		150		216,659
Total Securities		987		584,412		150		585,549
Mortgage banking derivative		0		95		0		95
Interest rate swap derivative		0		3,869		0		3,869
Total assets	$	987	$	588,376	$	150	$	589,513

Liabilities
Mortgage banking derivative		0		23		0		23
Interest rate swap derivative		0		4,025		0		4,025
Total liabilities	$	0	$	4,048	$	0	$	4,048

There were no transfers between Level 1 and Level 2 during the six months ended June 30, 2019 and there were no transfers between Level 1 and Level 2 during 2018.

The table below presents the balances of assets measured at fair value on a nonrecurring basis:


	June 30, 2019
	Fair Value Measurements Using						Assets
(dollars in thousands)	Level 1		Level 2		Level 3		at Fair Value
Assets
Impaired loans:
Commercial and industrial loans:
Working capital lines of credit loans	$	0	$	0	$	3,306	$	3,306
Non-working capital loans		0		0		4,678		4,678
Commercial real estate and multi-family residential loans:
Owner occupied loans		0		0		561		561
Agri-business and agricultural loans:
Loans secured by farmland		0		0		60		60
Consumer 1‑4 family mortgage loans:
Closed end first mortgage loans		0		0		638		638
Total impaired loans	$	0	$	0	$	9,243	$	9,243
Other real estate owned		0		0		0		0
Total assets	$	0	$	0	$	9,243	$	9,243


	December 31, 2018
	Fair Value Measurements Using						Assets
(dollars in thousands)	Level 1		Level 2		Level 3		at Fair Value
Assets
Impaired loans:
Commercial and industrial loans:
Working capital lines of credit loans	$	0	$	0	$	4,092	$	4,092
Non-working capital loans		0		0		4,967		4,967
Commercial real estate and multi-family residential loans:
Construction and land development loans		0		0		148		148
Owner occupied loans		0		0		1,669		1,669
Agri-business and agricultural loans:
Loans secured by farmland		0		0		77		77
Consumer 1‑4 family mortgage loans:
Closed end first mortgage loans		0		0		553		553
Total impaired loans	$	0	$	0	$	11,506	$	11,506
Other real estate owned		0		0		316		316
Total assets	$	0	$	0	$	11,822	$	11,822

The table below presents a reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the six months ended June 30, 2019 and 2018:


	State and Municipal Securities
(dollars in thousands)	2019		2018
Balance of recurring Level 3 assets at January 1	$	150	$	880
Changes in fair value of securities included in other comprehensive income		0		(7)
Principal payments		0		(45)
Balance of recurring Level 3 assets at June 30	$	150	$	828

The state and municipal securities measured at fair value included below are non-rated Indiana and Ohio municipal revenue bonds and are not actively traded.

Quantitative Information about Level 3 Fair Value Measurements

Range of

Fair Value at

Inputs

(dollars in thousands)

June 30, 2019

Valuation Technique

Unobservable Input

(Average)

State and municipal securities

150

Price to type, par, call

Discount to benchmark index

‑

(0.17)

Quantitative Information about Level 3 Fair Value Measurements

Range of

Fair Value at

Inputs

(dollars in thousands)

December 31, 2018

Valuation Technique

Unobservable Input

(Average)

State and municipal securities

150

Price to type, par, call

Discount to benchmark index

‑

(0.17)

The primary methodology used in the fair value measurement of the Company’s state and municipal securities classified as Level 3 is a discount to the AAA municipal benchmark index. Significant increases or (decreases) in this index as well as the degree to which the security differs in ratings, coupon, call and duration will result in a higher or (lower) fair value measurement for those securities that are not callable. For those securities that are continuously callable, a slight premium to par is used.

The following table presents the valuation methodology and unobservable inputs for Level 3 assets measured at fair value on a non-recurring basis at June 30, 2019:


(dollars in thousands)	Fair Value		Valuation Methodology	Unobservable Inputs	Average		Range of Inputs
Impaired loans:
Commercial and industrial	$	7,984	Collateral based measurements	Discount to reflect current market conditions and ultimate collectability	53	%	3	%	-	100	%
Impaired loans:
Commercial real estate		561	Collateral based measurements	Discount to reflect current market conditions and ultimate collectability	41	%	29	%	-	53	%
Impaired loans:
Agribusiness and agricultural		60	Collateral based measurements	Discount to reflect current market conditions and ultimate collectability	59	%
Impaired loans:
Consumer 1‑4 family mortgage		638	Collateral based measurements	Discount to reflect current market conditions and ultimate collectability	13	%	0	%	-	19	%

The following table presents the valuation methodology and unobservable inputs for Level 3 assets measured at fair value on a non-recurring basis at December 31, 2018:


(dollars in thousands)	Fair Value		Valuation Methodology	Unobservable Inputs	Average		Range of Inputs
Impaired loans:
Commercial and industrial	$	9,059	Collateral based measurements	Discount to reflect current market conditions and ultimate collectability	48	%	4	%	-	100	%
Impaired loans:
Commercial real estate		1,817	Collateral based measurements	Discount to reflect current market conditions and ultimate collectability	34	%	6	%	-	53	%
Impaired loans:
Agribusiness and agricultural		77	Collateral based measurements	Discount to reflect current market conditions and ultimate collectability	49	%
Impaired loans:
Consumer 1‑4 family mortgage		553	Collateral based measurements	Discount to reflect current market conditions and ultimate collectability	23	%	0	%	-	64	%
Other real estate owned		316	Collateral based measurements	Discount to reflect current market conditions	0	%

Impaired loans, which are measured for impairment using the fair value of the collateral for collateral dependent loans, had a gross carrying amount of $18.8 million, with a valuation allowance of $9.6 million at June 30, 2019. The change in the fair value of impaired loans resulted in increases in the provision for loan losses of $100,000 and $300,000, respectively, over the six months and three months ended June 30, 2019, respectively. At June 30, 2018, impaired loans had a gross carrying amount of $9.6 million, with a valuation allowance of $2.1 million. The change in the fair value of impaired loans resulted in a net increase in the provision for loan losses of $4.5 million and $200,000, respectively, in the six months and three months ended June 30, 2018, respectively, primarily due to a partial charge-off on one commercial lending relationship in the amount of $4.6 million, over the three months ended March 31, 2018.

The following table contains the estimated fair values and the related carrying values of the Company’s financial instruments. Items which are not financial instruments are not included.

June 30, 2019

Carrying

Estimated Fair Value

(dollars in thousands)

Value

Level 1

Level 2

Level 3

Total

Financial Assets:

Cash and cash equivalents

196,370

193,603

2,767

196,370

Securities available for sale

609,826

1,007

608,669

150

609,826

Real estate mortgages held for sale

5,929

5,998

Loans, net

3,948,054

3,901,925

Federal Reserve and Federal Home Loan Bank stock

13,772

N/A

Accrued interest receivable

17,418

3,444

13,971

17,418

Financial Liabilities:

Certificates of deposit

(1,328,062)

(1,336,715)

All other deposits

(2,893,237)

Federal funds purchased

(15,000)

Federal Home Loan Bank advances

(100,000)

Subordinated debentures

(30,928)

(31,196)

Standby letters of credit

(1,128)

Accrued interest payable

(12,454)

(174)

(12,275)

(5)

(12,454)


	December 31, 2018
	Carrying		Estimated Fair Value
(dollars in thousands)	Value		Level 1		Level 2		Level 3		Total
Financial Assets:
Cash and cash equivalents	$	216,922	$	214,452	$	2,470	$	0	$	216,922
Securities available for sale		585,549		987		584,412		150		585,549
Real estate mortgages held for sale		2,293		0		2,314		0		2,314
Loans, net		3,866,292		0		0		3,786,175		3,786,175
Federal Reserve and Federal Home Loan Bank stock		13,772		N/A		N/A		N/A		N/A
Accrued interest receivable		15,518		3		3,569		11,946		15,518
Financial Liabilities:
Certificates of deposit		(1,419,754)		0		(1,424,553)		0		(1,424,553)
All other deposits		(2,624,311)		(2,624,311)		0		0		(2,624,311)
Securities sold under agreements to repurchase		(75,555)		0		(75,555)		0		(75,555)
Federal Home Loan Bank advances		(170,000)		0		(169,996)		0		(169,996)
Subordinated debentures		(30,928)		0		0		(31,195)		(31,195)
Standby letters of credit		(978)		0		0		(978)		(978)
Accrued interest payable		(10,404)		(110)		(10,289)		(5)		(10,404)

BASIS OF PRESENTATION (Policies)	6 Months Ended
BASIS OF PRESENTATION (Policies)	Jun. 30, 2019
Accounting Policies [Abstract]
Adoption of New Accounting Standards	Adoption of New Accounting Standards The Company accounts for leases in accordance with ASU 2016-02, “Leases”, which the Company adopted on January 1, 2019. This guidance replaced existing lease guidance in GAAP and requires lessees to recognize lease assets and lease liabilities on the balance sheet for all leases and disclose key information about leasing arrangements. Lessees and lessors are required to recognize and measure leases that exist at the beginning of the earliest period presented using a modified retrospective approach. The Company recorded a right-of-use asset of $5.5 million and a lease liability of $5.5 million upon adoption, and there was no cumulative period adjustment made to retained earnings. This standard did not have a material impact on the Company’s consolidated balance sheets or cash flows from operations and had no impact on the Company’s operating results. The most significant impact was the recognition of right-of-use assets and lease obligations for operating leases. The Company elected to adopt the package of practical expedients for this standard. In March 2017, the FASB issued ASU No. 2017-08, “Receivables—Nonrefundable Fees and Other Costs: Premium Amortization on Purchased Callable Debt Securities.” This update amends the amortization period for certain purchased callable debt securities held at a premium. FASB is shortening the amortization period for the premium to the earliest call date. Under legacy GAAP, entities generally amortize the premium as an adjustment of yield over the contractual life of the instrument. The amendments in this update become effective for annual periods and interim periods within those annual periods beginning after December 15, 2018. The Company adopted this new accounting standard on January 1, 2019. The effect of adoption was a reduction in retained earnings of approximately $1.3 million, net of tax, to reflect the acceleration of amortization of premiums on debt securities. In August 2017, the FASB issued ASU 2017-12, “Derivatives and Hedging: Targeted Improvements to Accounting for Hedging Activities”. The purpose of this updated guidance is to better align a company's financial reporting for hedging activities with the economic objectives of those activities. ASU 2017-12 is effective for public business entities for fiscal years beginning after December 15, 2018, with early adoption, including adoption in an interim period, permitted. The Company adopted ASU 2017-12 on January 1, 2019. ASU 2017-12 requires a modified retrospective transition method in which the Company recognized the cumulative effect of the change on the opening balance of each affected component of equity in the consolidated balance sheet as of the date of adoption. Adopting this standard did not have an impact on the Company’s financial condition or results of operations.
Newly Issued But Not Yet Effective Accounting Standards	Newly Issued But Not Yet Effective Accounting Standards In June 2016, the FASB issued guidance related to credit losses on financial instruments. This update will change the accounting for credit losses on loans and debt securities. The measurement of expected credit losses is to be based on information about past events, including historical experience, current conditions, and reasonable and supportable forecasts that affect the collectability of the reported amount. For loans, this measurement will take place at the time the financial asset is first added to the balance sheet and periodically thereafter. This differs significantly from the “incurred loss” model required under current GAAP, which delays recognition until it is probable a loss has been incurred. In addition, the guidance will modify the other-than-temporary impairment model for available-for-sale debt securities to require an allowance for credit impairment instead of a direct write-down, which will allow for reversal of credit impairments in future periods. This guidance is effective for public business entities that meet the definition of an SEC filer for fiscal years beginning after December 15, 2019, including interim periods in those fiscal years. The Company has formed a cross-functional committee that has evaluated existing technology and other solutions for calculating losses under this new standard, selected a vendor to validate data currently loaded in the technology solution selected, and reviewed the validation assessment report. The committee has selected a model and is working on parallel calculations and evaluating changes to the internal control structure under the new model. Management expects to recognize credit losses earlier upon adoption of this accounting standard and the expected credit loss model than it has historically done under the current incurred credit loss model. While the impact of implementing the CECL model cannot be quantified at this time, the Company expects to recognize a one-time cumulative-effect adjustment to the allowance and beginning retained earnings upon adoption. In January 2017, the FASB issued ASU No. 2017-04 "Intangibles - Goodwill and Other - Simplifying the Test for Goodwill Impairment." These amendments eliminate Step 2 from the goodwill impairment test. The amendments also eliminate the requirements for any reporting unit with a zero or negative carrying amount to perform a qualitative assessment and, if it fails that qualitative test, to perform Step 2 of the goodwill impairment test. An entity still has the option to perform the qualitative assessment for a reporting unit to determine if the quantitative impairment test is necessary. The guidance is effective for annual or any interim goodwill impairment tests in fiscal years beginning after December 15, 2019. Early adoption is permitted for interim or annual goodwill impairment tests performed on testing dates after January 1, 2017. ASU 2017-04 should be adopted on a prospective basis. Management does not expect the adoption of this new accounting standard to have a material impact on our financial statements.
Reclassifications	Reclassifications Certain amounts appearing in the consolidated financial statements and notes thereto for prior periods have been reclassified to conform with the current presentation. The reclassifications had no effect on net income or stockholders’ equity as previously reported.

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE

6 Months Ended

Jun. 30, 2019

Securities Sold under Agreements to Repurchase [Abstract]

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE

NOTE 6. SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE

Securities sold under agreements to repurchase represent collateralized borrowings with customers located primarily within the Company’s service area. These repurchase liabilities are not covered by federal deposit insurance and are secured by securities owned. The Company retains the right to substitute similar type securities and has the right to withdraw all excess collateral applicable to the repurchase liabilities whenever the collateral values are in excess of the related repurchase liabilities. However, as a means of mitigating market risk, the Company maintains excess collateral to cover normal changes in the repurchase liability by monitoring daily usage. The Company maintains control of the securities through the use of third-party safekeeping arrangements.

There were no securities sold under agreements to repurchase at June 30, 2019. Securities sold under agreements to repurchase of $75.6 million, which matured on demand, were secured by mortgage-backed securities with a carrying amount of $100.7 million at December 31, 2018. Additional information concerning recognition of these liabilities is disclosed in Note 8.

FAIR VALUE (Additional Information) (Details) - USD ($)	3 Months Ended			6 Months Ended		12 Months Ended
FAIR VALUE (Additional Information) (Details) - USD ($)	Jun. 30, 2019	Jun. 30, 2018	Mar. 31, 2018	Jun. 30, 2019	Jun. 30, 2018	Dec. 31, 2018	Mar. 31, 2019	Dec. 31, 2017
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Mortgage servicing rights	$ 4,600,000			$ 4,600,000
Percentage of discount from appraised value (in hundredths)				3.95%
Weighted average maturity of residential mortgages				20 years
Prepayment Speed used in unobservable assumptions				72		81
Discount rate used to estimate fair value (in hundredths)				9.40%		9.40%
Subtotal	4,000,085,000			$ 4,000,085,000		$ 3,916,326,000
Valuation allowance	50,564,000	$ 47,706,000	$ 45,627,000	50,564,000	$ 47,706,000	$ 48,453,000	$ 49,562,000	$ 47,121,000
Provision for Loan and Lease Losses	785,000	1,700,000		1,985,000	5,000,000
Allowance for Loan and Lease Loss, Recovery of Bad Debts	301,000	507,000		494,000	690,000
Minimum
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Amount of variance				$ 100,000
Commercial Real Estates \| Minimum \| Level 3
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of discount from appraised value (in hundredths)				0.00%
Commercial Real Estates \| Maximum \| Level 3
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of discount from appraised value (in hundredths)				50.00%
Inventory Finished Goods \| Minimum \| Level 3
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of discount from appraised value (in hundredths)				35.00%
Inventory Finished Goods \| Maximum \| Level 3
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of discount from appraised value (in hundredths)				65.00%
Finished Goods \| Minimum \| Level 3
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of discount from appraised value (in hundredths)				30.00%
Finished Goods \| Maximum \| Level 3
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of discount from appraised value (in hundredths)				60.00%
Inventory Work In Process \| Minimum \| Level 3
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of discount from appraised value (in hundredths)				50.00%
Inventory Work In Process \| Maximum \| Level 3
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of discount from appraised value (in hundredths)				100.00%
Equipment \| Minimum \| Level 3
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of discount from appraised value (in hundredths)				30.00%
Equipment \| Maximum \| Level 3
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of discount from appraised value (in hundredths)				70.00%
Marketable Securities \| Minimum \| Level 3
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of discount from appraised value (in hundredths)				10.00%
Marketable Securities \| Maximum \| Level 3
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of discount from appraised value (in hundredths)				30.00%
Impaired Loans
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Subtotal	18,800,000	9,600,000		$ 18,800,000	9,600,000
Valuation allowance	9,600,000	2,100,000		9,600,000	2,100,000
Allowance for Loan and Lease Loss, Recovery of Bad Debts	$ 300,000	$ 200,000		$ 100,000	$ 4,500,000
Charge Off			$ 4,600,000
Municipal Notes \| Minimum
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of Variance				(5.00%)
Municipal Notes \| Maximum
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of Variance				5.00%
US Government Agencies Short-term Debt Securities \| Minimum
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of Variance				(3.00%)
US Government Agencies Short-term Debt Securities \| Maximum
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of Variance				3.00%
US Treasury Securities \| Minimum
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of Variance				(1.00%)
US Treasury Securities \| Maximum
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of Variance				1.00%

LOANS (Additional information) (Details) - USD ($)	Jun. 30, 2019	Dec. 31, 2018
Receivables [Abstract]
Mortgage Loans in Process of Foreclosure, Amount	$ 493,000	$ 586,000

SECURITIES (Schedule Of Sales Of Securities Available For Sale) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Sales of securities available for sale
Proceeds	$ 12,126	$ 0	$ 25,819	$ 12,322
Gross gains	68	0	138	21
Gross losses	$ (3)	$ 0	$ (50)	$ (27)
Number of securities	8,000	0	25	22

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Balance In The Allowance For Loan Losses And The Recorded Investment In Loans By Portfolio Management) (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2018	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2017
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$ 10,028		$ 10,029
Collectively evaluated for impairment	40,536		38,424
Total ending allowance balance	50,564	$ 49,562	48,453	$ 47,706	$ 45,627	$ 47,121
Loans:
Loans individually evaluated for impairment	24,293		26,717
Loans collectively evaluated for impairment	3,974,325		3,888,028
Total ending loans balance	3,998,618		3,914,745
Commercial and Industrial Loans
Ending allowance balance attributable to loans:
Individually evaluated for impairment	9,208		8,552
Collectively evaluated for impairment	15,816		13,966
Total ending allowance balance	25,024	24,030	22,518	22,524	20,725	21,097
Loans:
Loans individually evaluated for impairment	18,819		19,734
Loans collectively evaluated for impairment	1,431,542		1,385,604
Total ending loans balance	1,450,361		1,405,338
Commercial Real Estate and Multi-family Residential Loans
Ending allowance balance attributable to loans:
Individually evaluated for impairment	394		921
Collectively evaluated for impairment	15,098		14,472
Total ending allowance balance	15,492	15,447	15,393	14,954	14,438	14,714
Loans:
Loans individually evaluated for impairment	3,193		4,266
Loans collectively evaluated for impairment	1,649,854		1,562,899
Total ending loans balance	1,653,047		1,567,165
Agri-business and Agricultural Loans
Ending allowance balance attributable to loans:
Individually evaluated for impairment	87		73
Collectively evaluated for impairment	3,819		4,232
Total ending allowance balance	3,906	4,146	4,305	4,585	4,848	4,920
Loans:
Loans individually evaluated for impairment	430		433
Loans collectively evaluated for impairment	314,153		370,174
Total ending loans balance	314,583		370,607
Other Commercial
Ending allowance balance attributable to loans:
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	355		368
Total ending allowance balance	355	373	368	464	510	577
Loans:
Loans individually evaluated for impairment	0		0
Loans collectively evaluated for impairment	103,949		95,520
Total ending loans balance	103,949		95,520
Consumer 1-4 Family Mortgage Loans
Ending allowance balance attributable to loans:
Individually evaluated for impairment	339		457
Collectively evaluated for impairment	1,814		1,835
Total ending allowance balance	2,153	2,266	2,292	1,953	2,018	2,768
Loans:
Loans individually evaluated for impairment	1,851		2,240
Loans collectively evaluated for impairment	388,078		388,053
Total ending loans balance	389,929		390,293
Other Consumer
Ending allowance balance attributable to loans:
Individually evaluated for impairment	0		26
Collectively evaluated for impairment	289		257
Total ending allowance balance	289	291	283	266	245	379
Loans:
Loans individually evaluated for impairment	0		44
Loans collectively evaluated for impairment	86,749		85,778
Total ending loans balance	86,749		85,822
Unallocated
Ending allowance balance attributable to loans:
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	3,345		3,294
Total ending allowance balance	3,345	$ 3,009	3,294	$ 2,960	$ 2,843	$ 2,666
Loans:
Loans individually evaluated for impairment	0		0
Loans collectively evaluated for impairment	0		0
Total ending loans balance	$ 0		$ 0

Document And Entity Information - shares	6 Months Ended
Document And Entity Information - shares	Jun. 30, 2019	Jul. 31, 2019
Document And Entity Information [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Transition Report	false
Document Period End Date	Jun. 30, 2019
Entity File Number	0-11487
Entity Registrant Name	LAKELAND FINANCIAL CORPORATION
Entity Incorporation, State or Country Code	IN
Entity Tax Identification Number	35-1559596
Entity Address, Address Line One	202 East Center Street,
Entity Address, City or Town	Warsaw
Entity Address, State or Province	IN
Entity Address, Postal Zip Code	46580
City Area Code	574
Local Phone Number	267‑6144
Title of 12(b) Security	Common stock
Trading Symbol	LKFN
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		25,623,016
Entity Central Index Key	0000721994
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	Q2
Amendment Flag	false

BASIS OF PRESENTATION (Details) $ in Thousands		6 Months Ended
BASIS OF PRESENTATION (Details) $ in Thousands	Jan. 01, 2019 USD ($)	Jun. 30, 2019 USD ($) subsidiary
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Number of wholly owned subsidiaries \| subsidiary		2
Operating Lease, Right-of-Use Asset	$ 5,500	$ 5,299
Operating Lease, Liability, Noncurrent	5,500
cumulative period adjustment made to retained earnings	0
Accounting Standards Update 2017-08
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
cumulative period adjustment made to retained earnings	$ 1,300

SUBSEQUENT EVENTS

6 Months Ended

Jun. 30, 2019

SUBSEQUENT EVENTS

SUBSEQUENT EVENTS

NOTE 12. SUBSEQUENT EVENTS

On August 2, 2019 the Company entered into an unsecured revolving credit agreement with another financial institution allowing the Company to borrow up to $30 million. Funds provided under the agreement may be used to repurchase shares of the Company's common stock under the share repurchase program approved by the Company's board of directors on January 8, 2019, as well as for general corporate purposes. The credit agreement includes a negative pledge agreement whereby the Company agrees not to pledge or otherwise encumber the stock of Lake City Bank. The credit agreement has a one year term which may be amended, extended, modified or renewed.

The Company is authorized to repurchase, from time to time as the Company deems appropriate, shares of the Company's common stock with an aggregate purchase price of up to $30 million. Repurchases may be made in the open market, through block trades or otherwise, and in privately negotiated transactions. The repurchase program expires on December 31, 2019. The repurchase program does not obligate the Company to repurchase any dollar amount or number of shares, and the program may be extended, modified, suspended or discontinued at any time.

CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Statement of Financial Position [Abstract]
Valuation allowance	$ 50,564	$ 48,453
Common stock, shares authorized (in shares)	90,000,000	90,000,000
Common stock, no par value (in dollars per share)	$ 0	$ 0
Common stock, shares issued (in shares)	25,615,216	25,301,732
Common stock, shares outstanding (in shares)	25,442,300	25,128,773
Treasury stock, at cost	172,916	172,959

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Parenthetical) - $ / shares	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Statement of Stockholders' Equity [Abstract]
Common Stock, Dividends, Per Share, Declared	$ 0.30	$ 0.26	$ 0.56	$ 0.48

LOANS (Total Loans Outstanding) (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2019	Dec. 31, 2018	Mar. 31, 2019	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2017
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Commercial And Consumer Loans	$ 4,000,085	$ 3,916,326
Percentage of Subtotal	100.00%	100.00%
Less: Allowance for loan losses	$ (50,564)	$ (48,453)	$ (49,562)	$ (47,706)	$ (45,627)	$ (47,121)
Net deferred loan fees	(1,467)	(1,581)
Loans, net	3,948,054	3,866,292
Commercial Portfolio Segment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Commercial And Consumer Loans	$ 3,524,398	$ 3,441,184
Percentage of Total commercial loans	88.10%	87.90%
Other consumer loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Commercial And Consumer Loans	$ 86,996	$ 86,064
Consumer loan open-ended revolving line
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Commercial And Consumer Loans	$ 475,687	$ 475,142
Working Capital Lines of Credit Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Percentage of Total consumer loans	11.90%	12.10%
Commercial and Industrial Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Less: Allowance for loan losses	$ (25,024)	$ (22,518)	(24,030)	(22,524)	(20,725)	(21,097)
Commercial and Industrial Loans \| Commercial Portfolio Segment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Commercial And Consumer Loans	$ 1,450,325	$ 1,405,379
Percentage of Total commercial loans	36.20%	35.90%
Commercial and Industrial Loans \| Working Capital Lines of Credit Loans \| Commercial Portfolio Segment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Commercial And Consumer Loans	$ 755,090	$ 690,620
Percentage of Total commercial loans	18.90%	17.60%
Commercial and Industrial Loans \| Non-working Capital Loans \| Commercial Portfolio Segment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Commercial And Consumer Loans	$ 695,235	$ 714,759
Percentage of Total commercial loans	17.30%	18.30%
Commercial Real Estate and Multi-family Residential Loans \| Commercial Portfolio Segment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Commercial And Consumer Loans	$ 1,655,511	$ 1,569,635
Percentage of Total commercial loans	41.40%	40.10%
Commercial Real Estate and Multi-family Residential Loans \| Construction and Land Development Loans \| Commercial Portfolio Segment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Commercial And Consumer Loans	$ 321,550	$ 266,805
Percentage of Total commercial loans	8.00%	6.80%
Commercial Real Estate and Multi-family Residential Loans \| Owner Occupied Loans \| Commercial Portfolio Segment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Commercial And Consumer Loans	$ 557,115	$ 586,325
Percentage of Total commercial loans	13.90%	15.00%
Commercial Real Estate and Multi-family Residential Loans \| Nonowner Occupied Loans \| Commercial Portfolio Segment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Commercial And Consumer Loans	$ 533,880	$ 520,901
Percentage of Total commercial loans	13.40%	13.30%
Commercial Real Estate and Multi-family Residential Loans \| Multifamily Loans \| Commercial Portfolio Segment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Commercial And Consumer Loans	$ 242,966	$ 195,604
Percentage of Total commercial loans	6.10%	5.00%
Agri-business and Agricultural Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Less: Allowance for loan losses	$ (3,906)	$ (4,305)	$ (4,146)	$ (4,585)	$ (4,848)	$ (4,920)
Agri-business and Agricultural Loans \| Commercial Portfolio Segment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Commercial And Consumer Loans	$ 314,478	$ 370,513
Percentage of Total commercial loans	7.90%	9.50%
Agri-business and Agricultural Loans \| Loans Secured By Farmland \| Commercial Portfolio Segment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Commercial And Consumer Loans	$ 148,883	$ 177,503
Percentage of Total commercial loans	3.70%	4.60%
Agri-business and Agricultural Loans \| Loans For Agricultural Production \| Commercial Portfolio Segment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Commercial And Consumer Loans	$ 165,595	$ 193,010
Percentage of Total commercial loans	4.20%	4.90%
Other Commercial Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Percentage of Total consumer loans	2.20%	2.20%
Other Commercial Loans \| Commercial Portfolio Segment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Commercial And Consumer Loans	$ 104,084	$ 95,657
Percentage of Total commercial loans	2.60%	2.40%
Total Consumer 1 To 4 Family Mortgage Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Commercial And Consumer Loans	$ 388,691	$ 389,078
Percentage of Total commercial loans	9.70%	9.90%
Total Consumer 1 To 4 Family Mortgage Loans \| Closed End First Mortgage Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Commercial And Consumer Loans	$ 187,863	$ 185,822
Percentage of Total commercial loans	4.70%	4.70%
Total Consumer 1 To 4 Family Mortgage Loans \| Open End And Junior Lien Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Commercial And Consumer Loans	$ 188,558	$ 187,030
Percentage of Total commercial loans	4.70%	4.80%
Total Consumer 1 To 4 Family Mortgage Loans \| Residential Construction and Land Development Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Commercial And Consumer Loans	$ 12,270	$ 16,226
Percentage of Total commercial loans	0.30%	0.40%

FAIR VALUE (Tables)

6 Months Ended

Jun. 30, 2019

Fair Value Disclosures [Abstract]

Schedule of Assets Measured at Fair Value on a Recurring Basis

The table below presents the balances of assets measured at fair value on a recurring basis:


	June 30, 2019
	Fair Value Measurements Using						Assets
(dollars in thousands)	Level 1		Level 2		Level 3		at Fair Value
Assets
U.S. Treasury securities	$	1,007	$	0	$	0	$	1,007
U.S. government sponsored agency securities		0		2,290		0		2,290
Mortgage-backed securities: residential		0		323,945		0		323,945
Mortgage-backed securities: commercial		0		38,134		0		38,134
State and municipal securities		0		244,300		150		244,450
Total Securities		1,007		608,669		150		609,826
Mortgage banking derivative		0		298		0		298
Interest rate swap derivative		0		6,679		0		6,679
Total assets	$	1,007	$	615,646	$	150	$	616,803

Liabilities
Mortgage banking derivative		0		53		0		53
Interest rate swap derivative		0		7,266		0		7,266
Total liabilities	$	0	$	7,319	$	0	$	7,319


	December 31, 2018
	Fair Value Measurements Using						Assets
(dollars in thousands)	Level 1		Level 2		Level 3		at Fair Value
Assets
U.S. Treasury securities	$	987	$	0	$	0	$	987
U.S. government sponsored agency securities		0		4,350		0		4,350
Mortgage-backed securities: residential		0		325,412		0		325,412
Mortgage-backed securities: commercial		0		38,141		0		38,141
State and municipal securities		0		216,509		150		216,659
Total Securities		987		584,412		150		585,549
Mortgage banking derivative		0		95		0		95
Interest rate swap derivative		0		3,869		0		3,869
Total assets	$	987	$	588,376	$	150	$	589,513

Liabilities
Mortgage banking derivative		0		23		0		23
Interest rate swap derivative		0		4,025		0		4,025
Total liabilities	$	0	$	4,048	$	0	$	4,048

Schedule of Assets Measured at Fair Value on a Nonrecurring Basis

The table below presents the balances of assets measured at fair value on a nonrecurring basis:


	June 30, 2019
	Fair Value Measurements Using						Assets
(dollars in thousands)	Level 1		Level 2		Level 3		at Fair Value
Assets
Impaired loans:
Commercial and industrial loans:
Working capital lines of credit loans	$	0	$	0	$	3,306	$	3,306
Non-working capital loans		0		0		4,678		4,678
Commercial real estate and multi-family residential loans:
Owner occupied loans		0		0		561		561
Agri-business and agricultural loans:
Loans secured by farmland		0		0		60		60
Consumer 1‑4 family mortgage loans:
Closed end first mortgage loans		0		0		638		638
Total impaired loans	$	0	$	0	$	9,243	$	9,243
Other real estate owned		0		0		0		0
Total assets	$	0	$	0	$	9,243	$	9,243


	December 31, 2018
	Fair Value Measurements Using						Assets
(dollars in thousands)	Level 1		Level 2		Level 3		at Fair Value
Assets
Impaired loans:
Commercial and industrial loans:
Working capital lines of credit loans	$	0	$	0	$	4,092	$	4,092
Non-working capital loans		0		0		4,967		4,967
Commercial real estate and multi-family residential loans:
Construction and land development loans		0		0		148		148
Owner occupied loans		0		0		1,669		1,669
Agri-business and agricultural loans:
Loans secured by farmland		0		0		77		77
Consumer 1‑4 family mortgage loans:
Closed end first mortgage loans		0		0		553		553
Total impaired loans	$	0	$	0	$	11,506	$	11,506
Other real estate owned		0		0		316		316
Total assets	$	0	$	0	$	11,822	$	11,822

Schedule of Reconciliation of All Assets Measured at Fair Value on a Recurring Basis Using Significant Unobservable Inputs

The table below presents a reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the six months ended June 30, 2019 and 2018:


	State and Municipal Securities
(dollars in thousands)	2019		2018
Balance of recurring Level 3 assets at January 1	$	150	$	880
Changes in fair value of securities included in other comprehensive income		0		(7)
Principal payments		0		(45)
Balance of recurring Level 3 assets at June 30	$	150	$	828

Fair Value Measurements, Recurring, Valuation Techniques

The state and municipal securities measured at fair value included below are non-rated Indiana and Ohio municipal revenue bonds and are not actively traded.

Quantitative Information about Level 3 Fair Value Measurements

Range of

Fair Value at

Inputs

(dollars in thousands)

June 30, 2019

Valuation Technique

Unobservable Input

(Average)

State and municipal securities

150

Price to type, par, call

Discount to benchmark index

‑

(0.17)

Quantitative Information about Level 3 Fair Value Measurements

Range of

Fair Value at

Inputs

(dollars in thousands)

December 31, 2018

Valuation Technique

Unobservable Input

(Average)

State and municipal securities

150

Price to type, par, call

Discount to benchmark index

‑

(0.17)

Fair Value Measured On Nonrecurring Basis Valuation Techniques

The following table presents the valuation methodology and unobservable inputs for Level 3 assets measured at fair value on a non-recurring basis at June 30, 2019:


(dollars in thousands)	Fair Value		Valuation Methodology	Unobservable Inputs	Average		Range of Inputs
Impaired loans:
Commercial and industrial	$	7,984	Collateral based measurements	Discount to reflect current market conditions and ultimate collectability	53	%	3	%	-	100	%
Impaired loans:
Commercial real estate		561	Collateral based measurements	Discount to reflect current market conditions and ultimate collectability	41	%	29	%	-	53	%
Impaired loans:
Agribusiness and agricultural		60	Collateral based measurements	Discount to reflect current market conditions and ultimate collectability	59	%
Impaired loans:
Consumer 1‑4 family mortgage		638	Collateral based measurements	Discount to reflect current market conditions and ultimate collectability	13	%	0	%	-	19	%

The following table presents the valuation methodology and unobservable inputs for Level 3 assets measured at fair value on a non-recurring basis at December 31, 2018:


(dollars in thousands)	Fair Value		Valuation Methodology	Unobservable Inputs	Average		Range of Inputs
Impaired loans:
Commercial and industrial	$	9,059	Collateral based measurements	Discount to reflect current market conditions and ultimate collectability	48	%	4	%	-	100	%
Impaired loans:
Commercial real estate		1,817	Collateral based measurements	Discount to reflect current market conditions and ultimate collectability	34	%	6	%	-	53	%
Impaired loans:
Agribusiness and agricultural		77	Collateral based measurements	Discount to reflect current market conditions and ultimate collectability	49	%
Impaired loans:
Consumer 1‑4 family mortgage		553	Collateral based measurements	Discount to reflect current market conditions and ultimate collectability	23	%	0	%	-	64	%
Other real estate owned		316	Collateral based measurements	Discount to reflect current market conditions	0	%

Schedule of Fair Values and the Related Carrying Values of Financial Instruments

The following table contains the estimated fair values and the related carrying values of the Company’s financial instruments. Items which are not financial instruments are not included.

June 30, 2019

Carrying

Estimated Fair Value

(dollars in thousands)

Value

Level 1

Level 2

Level 3

Total

Financial Assets:

Cash and cash equivalents

196,370

193,603

2,767

196,370

Securities available for sale

609,826

1,007

608,669

150

609,826

Real estate mortgages held for sale

5,929

5,998

Loans, net

3,948,054

3,901,925

Federal Reserve and Federal Home Loan Bank stock

13,772

N/A

Accrued interest receivable

17,418

3,444

13,971

17,418

Financial Liabilities:

Certificates of deposit

(1,328,062)

(1,336,715)

All other deposits

(2,893,237)

Federal funds purchased

(15,000)

Federal Home Loan Bank advances

(100,000)

Subordinated debentures

(30,928)

(31,196)

Standby letters of credit

(1,128)

Accrued interest payable

(12,454)

(174)

(12,275)

(5)

(12,454)


	December 31, 2018
	Carrying		Estimated Fair Value
(dollars in thousands)	Value		Level 1		Level 2		Level 3		Total
Financial Assets:
Cash and cash equivalents	$	216,922	$	214,452	$	2,470	$	0	$	216,922
Securities available for sale		585,549		987		584,412		150		585,549
Real estate mortgages held for sale		2,293		0		2,314		0		2,314
Loans, net		3,866,292		0		0		3,786,175		3,786,175
Federal Reserve and Federal Home Loan Bank stock		13,772		N/A		N/A		N/A		N/A
Accrued interest receivable		15,518		3		3,569		11,946		15,518
Financial Liabilities:
Certificates of deposit		(1,419,754)		0		(1,424,553)		0		(1,424,553)
All other deposits		(2,624,311)		(2,624,311)		0		0		(2,624,311)
Securities sold under agreements to repurchase		(75,555)		0		(75,555)		0		(75,555)
Federal Home Loan Bank advances		(170,000)		0		(169,996)		0		(169,996)
Subordinated debentures		(30,928)		0		0		(31,195)		(31,195)
Standby letters of credit		(978)		0		0		(978)		(978)
Accrued interest payable		(10,404)		(110)		(10,289)		(5)		(10,404)

SECURITIES (Schedule Of Available Sale Of Securities By Maturity) (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Maturities of Available-for-sale Debt Securities [Abstract]
Amortized Cost, Due in one year or less	$ 1,655
Amortized Cost, Due after one year through five years	19,413
Amortized Cost, Due after five years through ten years	30,528
Amortized Cost, Due after ten years	186,392
Amortized Cost, Available for sale securities with maturities amortized cost	237,988
Amortized Cost, Mortgage-backed securities	358,145
Amortized Cost, Total debt securities	596,133	$ 591,621
Fair Value, Due in one year or less	1,664
Fair Value, Due after one year through five years	19,776
Fair Value, Due after five years through ten years	31,654
Fair Value, Due after ten years	194,653
Fair Value, Available for sale securities with maturities fair value	247,747
Fair Value, Mortgage-backed securities	362,079
Fair Value, Total debt securities	$ 609,826	$ 585,549

EARNINGS PER SHARE

6 Months Ended

Jun. 30, 2019

Earnings Per Share [Abstract]

EARNINGS PER SHARE

NOTE 9. EARNINGS PER SHARE

Basic earnings per common share is net income divided by the weighted average number of common shares outstanding during the period, including shares held in treasury on behalf of participants in the Company’s Directors Fee Deferral Plan. Diluted earnings per common share includes the dilutive effect of additional potential common shares issuable under stock options, stock awards and warrants, none of which were antidilutive.


	Three Months Ended June 30,				Six Months Ended June 30,
	2019		2018		2019		2018
Weighted average shares outstanding for basic earnings per common share		25,614,701		25,293,329		25,553,254		25,275,471
Dilutive effect of stock options, awards and warrants		159,301		415,887		167,825		429,034
Weighted average shares outstanding for diluted earnings per common share		25,774,002		25,709,216		25,721,079		25,704,505

Basic earnings per common share	$	0.85	$	0.80	$	1.70	$	1.52
Diluted earnings per common share	$	0.85	$	0.78	$	1.69	$	1.50

EMPLOYEE BENEFIT PLANS (Tables)

6 Months Ended

Jun. 30, 2019

Retirement Benefits [Abstract]

Components of Net Periodic Benefit Cost

Components of net periodic benefit cost:


	Three Months Ended June 30,								Six Months Ended June 30,
	Pension Benefits				SERP Benefits				Pension Benefits				SERP Benefits
(dollars in thousands)	2019		2018		2019		2018		2019		2018		2019		2018
Service cost	$	0	$	0	$	0	$	0	$	0	$	0	$	0	$	0
Interest cost		22		24		10		8		44		47		19		17
Expected return on plan assets		(35)		(35)		(15)		(16)		(69)		(69)		(28)		(31)
Recognized net actuarial (gain) loss		34		48		19		19		66		96		37		37
Net pension expense (benefit)	$	21	$	37	$	14	$	11	$	41	$	74	$	28	$	23

OFFSETTING ASSETS AND LIABILITIES

6 Months Ended

Jun. 30, 2019

OFFSETTING ASSETS AND LIABILITIES

OFFSETTING ASSETS AND LIABILITIES

NOTE 8. OFFSETTING ASSETS AND LIABILITIES

The following tables summarize gross and net information about financial instruments and derivative instruments that are offset in the statement of financial position or that are subject to an enforceable master netting arrangement at June 30, 2019 and December 31, 2018.


	June 30, 2019
			Gross
	Gross		Amounts		Net Amounts		Gross Amounts Not
	Amounts of		Offset in the		presented in		Offset in the Statement
	Recognized		Statement of		the Statement		of Financial Position
	Assets/		Financial		of Financial		Financial		Cash
(dollars in thousands)	Liabilities		Position		Position		Instruments		Position		Net
Assets
Interest Rate Swap Derivatives	$	6,679	$	0	$	6,679	$	0	$	0	$	6,679
Total Assets	$	6,679	$	0	$	6,679	$	0	$	0	$	6,679
Liabilities
Interest Rate Swap Derivatives	$	7,266	$	0	$	7,266	$	0	$	(7,360)	$	(94)
Repurchase Agreements		0		0		0		0		0		0
Total Liabilities	$	7,266	$	0	$	7,266	$	0	$	(7,360)	$	(94)


	December 31, 2018
			Gross
	Gross		Amounts		Net Amounts		Gross Amounts Not
	Amounts of		Offset in the		presented in		Offset in the Statement
	Recognized		Statement of		the Statement		of Financial Position
	Assets/		Financial		of Financial		Financial		Cash
(dollars in thousands)	Liabilities		Position		Position		Instruments		Position		Net
Assets
Interest Rate Swap Derivatives	$	3,869	$	0	$	3,869	$	0	$	(760)	$	3,109
Total Assets	$	3,869	$	0	$	3,869	$	0	$	(760)	$	3,109
Liabilities
Interest Rate Swap Derivatives	$	4,025	$	0	$	4,025	$	0	$	(560)	$	3,465
Repurchase Agreements		75,555		0		75,555		(75,555)		0		0
Total Liabilities	$	79,580	$	0	$	79,580	$	(75,555)	$	(560)	$	3,465

If an event of default occurs causing an early termination of an interest rate swap derivative, any early termination amount payable to one party by the other party may be reduced by set-off against any other amount payable by the one party to the other party. If a default in performance of any obligation of a repurchase agreement occurs, each party will set-off property held in respect of transactions against obligations owing in respect of any other transactions.

SECURITIES (Tables)

6 Months Ended

Jun. 30, 2019

Investments, Debt and Equity Securities [Abstract]

Summary of Available-For-Sale Securities

Information related to the fair value and amortized cost of securities available-for-sale and the related gross unrealized gains and losses recognized in accumulated other comprehensive income is provided in the tables below.


			Gross		Gross
	Amortized		Unrealized		Unrealized		Fair
(dollars in thousands)	Cost		Gain		Losses		Value
June 30, 2019
U.S. Treasury securities	$	995	$	12	$	0	$	1,007
U.S. government sponsored agencies		2,302		0		(12)		2,290
Mortgage-backed securities: residential		320,298		4,381		(734)		323,945
Mortgage-backed securities: commercial		37,847		298		(11)		38,134
State and municipal securities		234,691		9,782		(23)		244,450
Total	$	596,133	$	14,473	$	(780)	$	609,826

December 31, 2018
U.S. Treasury securities	$	994	$	0	$	(7)	$	987
U.S. government sponsored agencies		4,435		0		(85)		4,350
Mortgage-backed securities: residential		329,516		1,392		(5,496)		325,412
Mortgage-backed securities: commercial		38,712		0		(571)		38,141
State and municipal securities		217,964		1,403		(2,708)		216,659
Total	$	591,621	$	2,795	$	(8,867)	$	585,549

Schedule of Available-For-Sale Securities By Maturity

Information regarding the fair value and amortized cost of available-for-sale debt securities by maturity as of June 30, 2019 is presented below. Maturity information is based on contractual maturity for all securities other than mortgage-backed securities. Actual

maturities of securities may differ from contractual maturities because borrowers may have the right to prepay the obligation without a prepayment penalty.


	Amortized		Fair
(dollars in thousands)	Cost		Value
Due in one year or less	$	1,655	$	1,664
Due after one year through five years		19,413		19,776
Due after five years through ten years		30,528		31,654
Due after ten years		186,392		194,653
		237,988		247,747
Mortgage-backed securities		358,145		362,079
Total debt securities	$	596,133	$	609,826

Schedule of Sales of Securities Available For Sale

Securities proceeds, gross gains and gross losses are presented below.


	Three months ended June 30,				Six months ended June 30,
(dollars in thousands)	2019		2018		2019		2018
Sales of securities available-for-sale
Proceeds	$	12,126	$	0	$	25,819	$	12,322
Gross gains		68		0		138		21
Gross losses		(3)		0		(50)		(27)
Number of securities		8		0		25		22

Schedule of Available-For-Sale Securities Continuous Unrealized Loss Position

Information regarding securities with unrealized losses as of June 30, 2019 and December 31, 2018 is presented below. The tables divide the securities between those with unrealized losses for less than twelve months and those with unrealized losses for twelve months or more.


	Less than 12 months				12 months or more				Total
	Fair		Unrealized		Fair		Unrealized		Fair		Unrealized
(dollars in thousands)	Value		Losses		Value		Losses		Value		Losses
June 30, 2019
U.S. government sponsored agencies	$	0	$	0	$	2,290	$	12	$	2,290	$	12
Mortgage-backed securities: residential		2,411		23		79,874		711		82,285		734
Mortgage-backed securities: commercial		0		0		4,618		11		4,618		11
State and municipal securities		500		0		4,826		23		5,326		23
Total temporarily impaired	$	2,911	$	23	$	91,608	$	757	$	94,519	$	780

December 31, 2018
U.S. Treasury securities	$	0	$	0	$	987	$	7	$	987	$	7
U.S. government sponsored agencies		0		0		4,350		85		4,350		85
Mortgage-backed securities: residential		11,619		12		217,182		5,484		228,801		5,496
Mortgage-backed securities: commercial		0		0		38,141		571		38,141		571
State and municipal securities		26,229		124		85,982		2,584		112,211		2,708
Total temporarily impaired	$	37,848	$	136	$	346,642	$	8,731	$	384,490	$	8,867

Quantitative Disclosure of Available-For-Sale Securities

The total number of securities with unrealized losses as of June 30, 2019 and December 31, 2018 is presented below.


	Less than	12 months
	12 months	or more	Total
June 30, 2019
U.S. government sponsored agencies	0	1	1
Mortgage-backed securities: residential	1	30	31
Mortgage-backed securities: commercial	0	1	1
State and municipal securities	1	4	5
Total temporarily impaired	2	36	38

December 31, 2018
U.S. Treasury securities	0	1	1
U.S. government sponsored agencies	0	2	2
Mortgage-backed securities: residential	5	84	89
Mortgage-backed securities: commercial	0	9	9
State and municipal securities	35	111	146
Total temporarily impaired	40	207	247

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Interest and fees on loans
Taxable	$ 50,089	$ 44,439	$ 98,955	$ 86,233
Tax exempt	235	202	486	419
Interest and dividends on securities
Taxable	2,250	2,492	4,747	4,926
Tax exempt	1,710	1,466	3,352	2,797
Other interest income	351	196	589	488
Total interest income	54,635	48,795	108,129	94,863
Interest on deposits	15,556	10,648	29,439	20,015
Interest on borrowings
Short-term	232	195	1,182	306
Long-term	436	419	888	786
Total interest expense	16,224	11,262	31,509	21,107
NET INTEREST INCOME	38,411	37,533	76,620	73,756
Provision for loan losses	785	1,700	1,985	5,000
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	37,626	35,833	74,635	68,756
NONINTEREST INCOME
Wealth advisory fees	1,646	1,544	3,266	3,049
Investment brokerage fees	528	377	914	667
Service charges on deposit accounts	4,850	3,800	9,137	7,428
Loan and service fees	2,481	2,421	4,885	4,598
Merchant and interchange fee income	670	549	1,292	1,191
Bank owned life insurance income	287	348	731	711
Mortgage banking income	398	438	620	679
Net securities gains (losses)	65	0	88	(6)
Other income	663	245	2,180	1,284
Total noninterest income	11,588	9,722	23,113	19,601
NONINTEREST EXPENSE
Salaries and employee benefits	11,835	11,493	24,394	23,512
Net occupancy expense	1,283	1,237	2,649	2,663
Equipment costs	1,409	1,250	2,758	2,524
Data processing fees and supplies	2,574	2,290	4,999	4,803
Corporate and business development	1,171	1,046	2,377	2,179
FDIC insurance and other regulatory fees	409	409	815	870
Professional fees	1,071	910	2,008	1,782
Other expense	2,340	1,668	4,565	3,172
Total noninterest expense	22,092	20,303	44,565	41,505
INCOME BEFORE INCOME TAX EXPENSE	27,122	25,252	53,183	46,852
Income tax expense	5,409	5,110	9,788	8,374
NET INCOME	$ 21,713	$ 20,142	$ 43,395	$ 38,478
BASIC WEIGHTED AVERAGE COMMON SHARES	25,614,701	25,293,329	25,553,254	25,275,471
BASIC EARNINGS PER COMMON SHARE	$ 0.85	$ 0.80	$ 1.70	$ 1.52
DILUTED WEIGHTED AVERAGE COMMON SHARES	25,774,002	25,709,216	25,721,079	25,704,505
DILUTED EARNINGS PER COMMON SHARE	$ 0.85	$ 0.78	$ 1.69	$ 1.50

EMPLOYEE BENEFIT PLANS (Additional Information) (Details) - USD ($)	Jun. 30, 2019	Dec. 31, 2018
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Expected Future Employer Contributions, Next Fiscal Year	$ 27,000	$ 0
SERP Benefits
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Expected Future Employer Contributions, Next Fiscal Year	$ 0	$ 0

Leases

6 Months Ended

Jun. 30, 2019

LEASES

LEASES

NOTE 11. LEASES

The Company leases certain office facilities under long-term operating lease agreements. The leases expire at various dates through 2029 and some include renewal options. Many of these leases require the payment of property taxes, insurance premiums, maintenance, utilities and other costs. In many cases, rentals are subject to increase in relation to a cost-of-living index. The Company accounts for lease and non-lease components together as a single lease component. The Company determines if an arrangement is a lease at inception. Operating leases are recorded as a right-of-use ("ROU") lease assets and are included in other assets on the consolidated balance sheet. The Company's corresponding lease obligations are included in other liabilities on the consolidated

balance sheet. ROU lease assets represent the Company's right to use an underlying asset for the lease term and lease obligations represent the Company's obligation to make lease payments arising from the lease. Operating ROU lease assets and obligations are recognized at the commencement date based on the present value of lease payments over the lease term. As most of the Company's leases do not provide an implicit rate, the Company uses its incremental borrowing rate based on the information available at the commencement date in determining the present value of lease payments. The ROU lease asset also includes any lease payments made and excludes lease incentives. The Company's lease terms may include options to extend or terminate the lease when it is reasonably certain that the Company will exercise that option.

Lease expense for lease payments is recognized on a straight-line basis over the lease term. Short-term leases are leases having a term of twelve months or less. The Company recognizes short-term leases on a straight-line basis and does not record a related lease asset or liability for such leases, as allowed as practical expedient of the standard. The following is a maturity analysis of the operating lease liabilities as of June 30, 2019:


	Operating lease
Years ending December 31, (in thousands)	Obligation
2019	$	271
2020		561
2021		581
2022		595
2023		606
2024 - 2029		3,495
Total undiscounted lease payments		6,109
Less imputed interest		(810)
Lease liability	$	5,299

Right-of-use asset	$	5,299


	Three months ended			Six months ended
	June 30, 2019			June 30, 2019
Lease cost
Operating lease cost	$	125		$	244
Short-term lease cost		6			12
Total lease cost	$	131		$	256

Other information
Operating cash outflows from operating leases	$	244
Weighted-average remaining lease term - operating leases		10.3 years
Weighted average discount rate - operating leases		2.8	%

EARNINGS PER SHARE (Earnings Per Share Computations) (Details) - $ / shares	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Earnings Per Share [Abstract]
Weighted average shares outstanding for basic earnings per common share	25,614,701	25,293,329	25,553,254	25,275,471
Dilutive effect of stock options, awards and warrants	159,301	415,887	167,825	429,034
Weighted average shares outstanding for diluted earnings per common share	25,774,002	25,709,216	25,721,079	25,704,505
Basic earnings per common share	$ 0.85	$ 0.80	$ 1.70	$ 1.52
Diluted earnings per common share	$ 0.85	$ 0.78	$ 1.69	$ 1.50

- Definition

The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 944
-SubTopic 220
-Section S99
-Paragraph 1
-Subparagraph (SX 210.7-04(19))
-URI http://asc.fasb.org/extlink&oid=116637232&loc=SL114874131-224263

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+ Details

- Definition

The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.

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+ Details

EARNINGS PER SHARE (Tables)

6 Months Ended

Jun. 30, 2019

Earnings Per Share [Abstract]

Schedule of weighted average number of shares

Diluted earnings per common share includes the dilutive effect of additional potential common shares issuable under stock options, stock awards and warrants, none of which were antidilutive.


	Three Months Ended June 30,				Six Months Ended June 30,
	2019		2018		2019		2018
Weighted average shares outstanding for basic earnings per common share		25,614,701		25,293,329		25,553,254		25,275,471
Dilutive effect of stock options, awards and warrants		159,301		415,887		167,825		429,034
Weighted average shares outstanding for diluted earnings per common share		25,774,002		25,709,216		25,721,079		25,704,505

Basic earnings per common share	$	0.85	$	0.80	$	1.70	$	1.52
Diluted earnings per common share	$	0.85	$	0.78	$	1.69	$	1.50

BASIS OF PRESENTATION

6 Months Ended

Jun. 30, 2019

BASIS OF PRESENTATION

BASIS OF PRESENTATION

NOTE 1. BASIS OF PRESENTATION

This report is filed for Lakeland Financial Corporation (the "Company"), which has two wholly owned subsidiaries, Lake City Bank (the "Bank") and LCB Risk Management, a captive insurance company. Also included in this report is the Bank’s wholly owned subsidiary, LCB Investments II, Inc. ("LCB Investments"), which manages the Bank’s investment portfolio. LCB Investments owns LCB Funding, Inc. ("LCB Funding"), a real estate investment trust. All significant inter-company balances and transactions have been eliminated in consolidation.

The unaudited consolidated financial statements have been prepared in accordance with U.S. generally accepted accounting principles ("GAAP") for interim financial information and with the instructions for Form 10-Q. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements and are unaudited. In the opinion of management, all adjustments (all of which are normal and recurring in nature) considered necessary for a fair presentation have been included. Operating results for the three-months and six-months ended June 30, 2019 are not necessarily indicative of the results that may be expected for any subsequent reporting periods, including the year ending December 31, 2019. The Company’s 2018 Annual Report on Form 10-K should be read in conjunction with these statements.

Adoption of New Accounting Standards

The Company accounts for leases in accordance with ASU 2016-02, “Leases”, which the Company adopted on January 1, 2019. This guidance replaced existing lease guidance in GAAP and requires lessees to recognize lease assets and lease liabilities on the balance sheet for all leases and disclose key information about leasing arrangements. Lessees and lessors are required to recognize and measure leases that exist at the beginning of the earliest period presented using a modified retrospective approach. The Company recorded a right-of-use asset of $5.5 million and a lease liability of $5.5 million upon adoption, and there was no cumulative period adjustment made to retained earnings. This standard did not have a material impact on the Company’s consolidated balance sheets or cash flows from operations and had no impact on the Company’s operating results. The most significant impact was the recognition of right-of-use assets and lease obligations for operating leases. The Company elected to adopt the package of practical expedients for this standard.

In March 2017, the FASB issued ASU No. 2017-08, “Receivables—Nonrefundable Fees and Other Costs: Premium Amortization on Purchased Callable Debt Securities.” This update amends the amortization period for certain purchased callable debt securities held at a premium. FASB is shortening the amortization period for the premium to the earliest call date. Under legacy GAAP, entities generally amortize the premium as an adjustment of yield over the contractual life of the instrument. The amendments in this update become effective for annual periods and interim periods within those annual periods beginning after December 15, 2018. The Company adopted this new accounting standard on January 1, 2019. The effect of adoption was a reduction in retained earnings of approximately $1.3 million, net of tax, to reflect the acceleration of amortization of premiums on debt securities.

In August 2017, the FASB issued ASU 2017-12, “Derivatives and Hedging: Targeted Improvements to Accounting for Hedging Activities”. The purpose of this updated guidance is to better align a company's financial reporting for hedging activities with the economic objectives of those activities. ASU 2017-12 is effective for public business entities for fiscal years beginning after December 15, 2018, with early adoption, including adoption in an interim period, permitted. The Company adopted ASU 2017-12 on January 1, 2019. ASU 2017-12 requires a modified retrospective transition method in which the Company recognized the cumulative effect of the change on the opening balance of each affected component of equity in the consolidated balance sheet as of the date of adoption. Adopting this standard did not have an impact on the Company’s financial condition or results of operations.

Newly Issued But Not Yet Effective Accounting Standards

In June 2016, the FASB issued guidance related to credit losses on financial instruments. This update will change the accounting for credit losses on loans and debt securities. The measurement of expected credit losses is to be based on information about past events, including historical experience, current conditions, and reasonable and supportable forecasts that affect the collectability of the reported amount. For loans, this measurement will take place at the time the financial asset is first added to the balance sheet and periodically thereafter. This differs significantly from the “incurred loss” model required under current GAAP, which delays recognition until it is probable a loss has been incurred. In addition, the guidance will modify the other-than-temporary impairment model for available-for-sale debt securities to require an allowance for credit impairment instead of a direct write-down, which will allow for reversal of credit impairments in future periods. This guidance is effective for public business entities that meet the definition of an SEC filer for fiscal years beginning after December 15, 2019, including interim periods in those fiscal years. The

Company has formed a cross-functional committee that has evaluated existing technology and other solutions for calculating losses under this new standard, selected a vendor to validate data currently loaded in the technology solution selected, and reviewed the validation assessment report. The committee has selected a model and is working on parallel calculations and evaluating changes to the internal control structure under the new model. Management expects to recognize credit losses earlier upon adoption of this accounting standard and the expected credit loss model than it has historically done under the current incurred credit loss model. While the impact of implementing the CECL model cannot be quantified at this time, the Company expects to recognize a one-time cumulative-effect adjustment to the allowance and beginning retained earnings upon adoption.

In January 2017, the FASB issued ASU No. 2017-04 "Intangibles - Goodwill and Other - Simplifying the Test for Goodwill Impairment." These amendments eliminate Step 2 from the goodwill impairment test. The amendments also eliminate the requirements for any reporting unit with a zero or negative carrying amount to perform a qualitative assessment and, if it fails that qualitative test, to perform Step 2 of the goodwill impairment test. An entity still has the option to perform the qualitative assessment for a reporting unit to determine if the quantitative impairment test is necessary. The guidance is effective for annual or any interim goodwill impairment tests in fiscal years beginning after December 15, 2019. Early adoption is permitted for interim or annual goodwill impairment tests performed on testing dates after January 1, 2017. ASU 2017-04 should be adopted on a prospective basis. Management does not expect the adoption of this new accounting standard to have a material impact on our financial statements.

Reclassifications

Certain amounts appearing in the consolidated financial statements and notes thereto for prior periods have been reclassified to conform with the current presentation. The reclassifications had no effect on net income or stockholders’ equity as previously reported.

LOANS

6 Months Ended

Jun. 30, 2019

Receivables [Abstract]

LOANS

NOTE 3. LOANS


	June 30,				December 31,
(dollars in thousands)	2019				2018
Commercial and industrial loans:
Working capital lines of credit loans	$	755,090	18.9	%	$	690,620	17.6	%
Non-working capital loans		695,235	17.3			714,759	18.3
Total commercial and industrial loans		1,450,325	36.2			1,405,379	35.9

Commercial real estate and multi-family residential loans:
Construction and land development loans		321,550	8.0			266,805	6.8
Owner occupied loans		557,115	13.9			586,325	15.0
Nonowner occupied loans		533,880	13.4			520,901	13.3
Multifamily loans		242,966	6.1			195,604	5.0
Total commercial real estate and multi-family residential loans		1,655,511	41.4			1,569,635	40.1

Agri-business and agricultural loans:
Loans secured by farmland		148,883	3.7			177,503	4.6
Loans for agricultural production		165,595	4.2			193,010	4.9
Total agri-business and agricultural loans		314,478	7.9			370,513	9.5

Other commercial loans		104,084	2.6			95,657	2.4
Total commercial loans		3,524,398	88.1			3,441,184	87.9

Consumer 1-4 family mortgage loans:
Closed end first mortgage loans		187,863	4.7			185,822	4.7
Open end and junior lien loans		188,558	4.7			187,030	4.8
Residential construction and land development loans		12,270	0.3			16,226	0.4
Total consumer 1-4 family mortgage loans		388,691	9.7			389,078	9.9

Other consumer loans		86,996	2.2			86,064	2.2
Total consumer loans		475,687	11.9			475,142	12.1
Subtotal		4,000,085	100.0	%		3,916,326	100.0	%
Less: Allowance for loan losses		(50,564)				(48,453)
Net deferred loan fees		(1,467)				(1,581)
Loans, net	$	3,948,054			$	3,866,292

The recorded investment in loans does not include accrued interest.

The Company had $493,000 in residential real estate loans in the process of foreclosure as of June 30, 2019, compared to $586,000 as of December 31, 2018.

OFFSETTING ASSETS AND LIABILITIES (Schedule of Offsetting of Assets and Liabilities) (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Assets
Gross Amounts of Recognized Assets	$ 6,679	$ 3,869
Gross Amounts Offset in the Statement of Financial Position	0	0
Net Amounts of Assets presented in the Statement of Financial Position	6,679	3,869
Gross Amounts Not Offset in the Statement of Financial Position, Financial Instruments	0	0
Gross Amounts Not Offset in the Statement of Financial Position, Cash Collateral Received		(760)
Net Amount	6,679	3,109
Liabilities
Gross Amounts of Recognized Liabilities	7,266	79,580
Gross Amounts Offset in the Statement of Financial Position	0	0
Net Amounts of Liabilities presented in the Statement of Financial Position	7,266	79,580
Gross Amounts Not Offset in the Statement of Financial Position, Financial Instruments	0	(75,555)
Gross Amounts Not Offset in the Statement of Financial Position, Cash Collateral Received	(7,360)	(560)
Net Amount		3,465
Net Amount	(94)
Interest Rate Swap
Assets
Gross Amounts of Recognized Assets	6,679	3,869
Gross Amounts Offset in the Statement of Financial Position	0	0
Net Amounts of Assets presented in the Statement of Financial Position	6,679	3,869
Gross Amounts Not Offset in the Statement of Financial Position, Financial Instruments	0	0
Gross Amounts Not Offset in the Statement of Financial Position, Cash Collateral Received		(760)
Net Amount	6,679	3,109
Liabilities
Gross Amounts of Recognized Liabilities	7,266	4,025
Gross Amounts Offset in the Statement of Financial Position	0	0
Net Amounts of Liabilities presented in the Statement of Financial Position	7,266	4,025
Gross Amounts Not Offset in the Statement of Financial Position, Financial Instruments	0	0
Gross Amounts Not Offset in the Statement of Financial Position, Cash Collateral Received	(7,360)	(560)
Net Amount		3,465
Net Amount	(94)
Repurchase Agreements
Liabilities
Gross Amounts of Recognized Liabilities	0	75,555
Gross Amounts Offset in the Statement of Financial Position	0	0
Net Amounts of Liabilities presented in the Statement of Financial Position	0	75,555
Gross Amounts Not Offset in the Statement of Financial Position, Financial Instruments	0	(75,555)
Gross Amounts Not Offset in the Statement of Financial Position, Cash Collateral Received	0	0
Net Amount		$ 0
Net Amount	$ 0

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Loans By Class Modified As Troubled Debt Restructuring) (Details) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2019 USD ($) item	Jun. 30, 2019 USD ($) item	Jun. 30, 2018 USD ($) item
Troubled Debt Restructurings Modified During Period [Abstract]
Pre-Modification Outstanding Recorded Investment		$ 20	$ 3,429
Post-Modification Outstanding Recorded Investment		$ 20	$ 3,428
Modified Repayment Terms
Troubled Debt Restructurings Modified During Period [Abstract]
Number of Loans \| item	1	1	6
Modified Repayment Terms \| Minimum
Troubled Debt Restructurings Modified During Period [Abstract]
Extension period for modified repayment terms	0 months	0 months
All Modifications
Troubled Debt Restructurings Modified During Period [Abstract]
Number of Loans \| item	1	1	6
Non-working Capital Loans
Troubled Debt Restructurings Modified During Period [Abstract]
Number of Loans \| item		1
Pre-Modification Outstanding Recorded Investment		$ 20
Post-Modification Outstanding Recorded Investment		$ 20
Commercial and Industrial Loans
Troubled Debt Restructurings Modified During Period [Abstract]
Pre-Modification Outstanding Recorded Investment	$ 35
Post-Modification Outstanding Recorded Investment	$ 35
Commercial and Industrial Loans \| Working Capital Lines of Credit Loans
Troubled Debt Restructurings Modified During Period [Abstract]
Number of Loans \| item			1
Pre-Modification Outstanding Recorded Investment			$ 600
Post-Modification Outstanding Recorded Investment			$ 600
Commercial and Industrial Loans \| Working Capital Lines of Credit Loans \| Modified Repayment Terms
Troubled Debt Restructurings Modified During Period [Abstract]
Number of Loans \| item			1
Extension period for modified repayment terms			0 months
Commercial and Industrial Loans \| Non-working Capital Loans
Troubled Debt Restructurings Modified During Period [Abstract]
Extension period for modified repayment terms			0 months
Commercial and Industrial Loans \| Non-working Capital Loans \| Modified Repayment Terms
Troubled Debt Restructurings Modified During Period [Abstract]
Number of Loans \| item	1		2
Commercial and Industrial Loans \| Non-working Capital Loans \| Modified Repayment Terms \| Minimum
Troubled Debt Restructurings Modified During Period [Abstract]
Extension period for modified repayment terms	0 months		0 months
Commercial and Industrial Loans \| Non-working Capital Loans \| All Modifications
Troubled Debt Restructurings Modified During Period [Abstract]
Number of Loans \| item	1		2
Pre-Modification Outstanding Recorded Investment			$ 1,420
Post-Modification Outstanding Recorded Investment			$ 1,420
Commercial and Industrial Loans \| Owner Occupied Loans
Troubled Debt Restructurings Modified During Period [Abstract]
Pre-Modification Outstanding Recorded Investment	$ 35
Post-Modification Outstanding Recorded Investment	$ 35
Commercial Real Estate and Multi-family Residential Loans \| Construction and Land Development Loans
Troubled Debt Restructurings Modified During Period [Abstract]
Number of Loans \| item			1
Pre-Modification Outstanding Recorded Investment			$ 824
Post-Modification Outstanding Recorded Investment			$ 824
Extension period for modified repayment terms			12 months
Commercial Real Estate and Multi-family Residential Loans \| Owner Occupied Loans \| Modified Repayment Terms
Troubled Debt Restructurings Modified During Period [Abstract]
Number of Loans \| item			1
Extension period for modified repayment terms			12 months
Commercial Real Estate and Multi-family Residential Loans \| Owner Occupied Loans \| All Modifications
Troubled Debt Restructurings Modified During Period [Abstract]
Number of Loans \| item			1
Pre-Modification Outstanding Recorded Investment			$ 387
Post-Modification Outstanding Recorded Investment			$ 387
Consumer 1-4 Family Mortgage Loans \| Closed End First Mortgage Loans \| Modified Repayment Terms
Troubled Debt Restructurings Modified During Period [Abstract]
Number of Loans \| item			1
Consumer 1-4 Family Mortgage Loans \| Closed End First Mortgage Loans \| Modified Repayment Terms \| Minimum
Troubled Debt Restructurings Modified During Period [Abstract]
Extension period for modified repayment terms		0 months	239 months
Consumer 1-4 Family Mortgage Loans \| Closed End First Mortgage Loans \| Modified Repayment Terms \| Maximum
Troubled Debt Restructurings Modified During Period [Abstract]
Extension period for modified repayment terms		239 months
Consumer 1-4 Family Mortgage Loans \| Closed End First Mortgage Loans \| All Modifications
Troubled Debt Restructurings Modified During Period [Abstract]
Number of Loans \| item			1
Pre-Modification Outstanding Recorded Investment			$ 198
Post-Modification Outstanding Recorded Investment			$ 197
Extension period for modified repayment terms			239 months

ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (Tables)

6 Months Ended

Jun. 30, 2019

Stockholders' Equity Note [Abstract]

Schedule of Changes in Accumulated Other Comprehensive Income

The following tables summarize the changes within each classification of accumulated other comprehensive income (loss) net of tax for the three months ended June 30, 2019 and 2018:


	Unrealized
	Gains and		Defined
	(Losses) on		Benefit
	Available-		Pension
	for-Sales		Gains
(dollars in thousands)	Securities		(Losses)		Total
Balance at April 1, 2019	$	3,843	$	(1,356)	$	2,487
Other comprehensive income before reclassification		7,040		0		7,040
Amounts reclassified from accumulated other comprehensive income (loss)		(65)		38		(27)
Net current period other comprehensive income		6,975		38		7,013
Balance at June 30, 2019	$	10,818	$	(1,318)	$	9,500


	Unrealized
	Gains and		Defined
	(Losses) on		Benefit
	Available-		Pension
	for-Sales		Gains
(dollars in thousands)	Securities		(Losses)		Total
Balance at April 1, 2018	$	(6,270)	$	(1,718)	$	(7,988)
Other comprehensive income before reclassification		(1,771)		0		(1,771)
Amounts reclassified from accumulated other comprehensive income (loss)		0		49		49
Net current period other comprehensive income		(1,771)		49		(1,722)
Balance at June 30, 2018	$	(8,041)	$	(1,669)	$	(9,710)

The following tables summarize the changes within each classification of accumulated other comprehensive income (loss) net of tax for the six months ended June 30, 2019 and 2018:


	Unrealized
	Gains and		Defined
	(Losses) on		Benefit
	Available-		Pension
	for-Sales		Gains
(dollars in thousands)	Securities		(Losses)		Total
Balance at January 1, 2019	$	(4,796)	$	(1,395)	$	(6,191)
Other comprehensive income before reclassification		15,702		0		15,702
Amounts reclassified from accumulated other comprehensive income (loss)		(88)		77		(11)
Net current period other comprehensive income		15,614		77		15,691
Balance at June 30, 2019	$	10,818	$	(1,318)	$	9,500


	Unrealized
	Gains and		Defined
	(Losses) on		Benefit
	Available-		Pension
	for-Sales		Gains
(dollars in thousands)	Securities		(Losses)		Total
Balance at January 1, 2018	$	784	$	(1,454)	$	(670)
Other comprehensive income before reclassification		(8,903)		0		(8,903)
Amounts reclassified from accumulated other comprehensive income (loss)		6		98		104
Net current period other comprehensive income		(8,897)		98		(8,799)
Adoption of ASU 2018‑02		140		(313)		(173)
Adoption of ASU 2016‑01		(68)		0		(68)
Balance at June 30, 2018	$	(8,041)	$	(1,669)	$	(9,710)

Reclassification Accumulated Other Comprehensive Income

Reclassifications out of accumulated comprehensive income for the three months ended June 30, 2019 are as follows:


Details about	Amount		Affected Line Item
Accumulated Other	Reclassified From		in the Statement
Comprehensive	Accumulated Other		Where Net
Income Components	Comprehensive Income		Income is Presented

(dollars in thousands)
Unrealized gains and losses on available-for-sale securities	$	65	Net securities gains (losses)
Tax effect		0	Income tax expense
Subtotal		65	Net of tax
Amortization of defined benefit pension items		(53)	Other expense
Tax effect		15	Income tax expense
Subtotal		(38)	Net of tax
Total reclassifications for the period	$	27	Net income

Reclassifications out of accumulated comprehensive income for the three months ended June 30, 2018 are as follows:


Details about	Amount		Affected Line Item
Accumulated Other	Reclassified From		in the Statement
Comprehensive	Accumulated Other		Where Net
Income Components	Comprehensive Income		Income is Presented

(dollars in thousands)
Unrealized gains and losses on available-for-sale securities	$	0	Net securities gains (losses)
Tax effect		0	Income tax expense
Subtotal		0	Net of tax
Amortization of defined benefit pension items		(67)	Other expense
Tax effect		18	Income tax expense
Subtotal		(49)	Net of tax
Total reclassifications for the period	$	(49)	Net income

Reclassifications out of accumulated comprehensive income for the six months ended June 30, 2019 are as follows:


Details about	Amount		Affected Line Item
Accumulated Other	Reclassified From		in the Statement
Comprehensive	Accumulated Other		Where Net
Income Components	Comprehensive Income		Income is Presented

(dollars in thousands)
Unrealized gains and losses on available-for-sale securities	$	88	Net securities gains (losses)
Tax effect		0	Income tax expense
Subtotal		88	Net of tax
Amortization of defined benefit pension items		(103)	Other expense
Tax effect		26	Income tax expense
Subtotal		(77)	Net of tax
Total reclassifications for the period	$	11	Net income

Reclassifications out of accumulated comprehensive income for the six months ended June 30, 2018 are as follows:


Details about	Amount		Affected Line Item
Accumulated Other	Reclassified From		in the Statement
Comprehensive	Accumulated Other		Where Net
Income Components	Comprehensive Income		Income is Presented

(dollars in thousands)
Unrealized gains and losses on available-for-sale securities	$	(6)	Net securities gains (losses)
Tax effect		0	Income tax expense
Subtotal		(6)	Net of tax
Amortization of defined benefit pension items		(133)	Other expense
Tax effect		35	Income tax expense
Subtotal		(98)	Net of tax
Total reclassifications for the period	$	(104)	Net income

EMPLOYEE BENEFIT PLANS (Components of net periodic benefit cost) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Pension Benefits
Net pension expense:
Service cost	$ 0	$ 0	$ 0	$ 0
Interest cost	22	24	44	47
Expected return on plan assets	(35)	(35)	(69)	(69)
Recognized net actuarial (gain) loss	34	48	66	96
Net pension expense (benefit)	21	37	41	74
SERP Benefits
Net pension expense:
Service cost	0	0	0	0
Interest cost	10	8	19	17
Expected return on plan assets	(15)	(16)	(28)	(31)
Recognized net actuarial (gain) loss	19	19	37	37
Net pension expense (benefit)	$ 14	$ 11	$ 28	$ 23

OFFSETTING ASSETS AND LIABILITIES (Tables)

6 Months Ended

Jun. 30, 2019

Offsettings [Abstract]

Offsetting Assets And Liability


	June 30, 2019
			Gross
	Gross		Amounts		Net Amounts		Gross Amounts Not
	Amounts of		Offset in the		presented in		Offset in the Statement
	Recognized		Statement of		the Statement		of Financial Position
	Assets/		Financial		of Financial		Financial		Cash
(dollars in thousands)	Liabilities		Position		Position		Instruments		Position		Net
Assets
Interest Rate Swap Derivatives	$	6,679	$	0	$	6,679	$	0	$	0	$	6,679
Total Assets	$	6,679	$	0	$	6,679	$	0	$	0	$	6,679
Liabilities
Interest Rate Swap Derivatives	$	7,266	$	0	$	7,266	$	0	$	(7,360)	$	(94)
Repurchase Agreements		0		0		0		0		0		0
Total Liabilities	$	7,266	$	0	$	7,266	$	0	$	(7,360)	$	(94)


	December 31, 2018
			Gross
	Gross		Amounts		Net Amounts		Gross Amounts Not
	Amounts of		Offset in the		presented in		Offset in the Statement
	Recognized		Statement of		the Statement		of Financial Position
	Assets/		Financial		of Financial		Financial		Cash
(dollars in thousands)	Liabilities		Position		Position		Instruments		Position		Net
Assets
Interest Rate Swap Derivatives	$	3,869	$	0	$	3,869	$	0	$	(760)	$	3,109
Total Assets	$	3,869	$	0	$	3,869	$	0	$	(760)	$	3,109
Liabilities
Interest Rate Swap Derivatives	$	4,025	$	0	$	4,025	$	0	$	(560)	$	3,465
Repurchase Agreements		75,555		0		75,555		(75,555)		0		0
Total Liabilities	$	79,580	$	0	$	79,580	$	(75,555)	$	(560)	$	3,465

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY - USD ($) $ in Thousands	Common Stock	Retained Earnings	Accumulated Other Comprehensive Income (Loss)	Treasury Stock	Total Stockholders' Equity	Noncontrolling Interest	Total
Balance at Dec. 31, 2017	$ 108,862	$ 363,794	$ (670)	$ (3,408)	$ 468,578	$ 89	$ 468,667
Balance (in shares) at Dec. 31, 2017	25,025,933
Adoption of ASU \| Accounting Standards Update 2018-02		173	(173)		0		0
Adoption of ASU \| Accounting Standards Update 2014-09		24			24		24
Adoption of ASU \| Accounting Standards Update 2016-01		68	(68)		0		0
Net income		38,478			38,478		38,478
Other comprehensive income (loss), net of tax			(8,799)		(8,799)		(8,799)
Comprehensive income (loss)							29,679
Cash dividends declared		(12,133)			(12,133)		(12,133)
Treasury shares purchased under deferred directors' plan	$ 229			(229)	0		0
Treasury shares purchased under deferred directors' plan (in shares)	(4,711)
Treasury shares sold and distributed under deferred directors' plan	$ (115)			115	0		0
Treasury shares sold and distributed under deferred directors' plan (in shares)	5,636
Stock activity under equity incentive plans	$ (2,435)				(2,435)		(2,435)
Stock activity under equity incentive plans (in shares)	99,679
Stock based compensation expense	$ (2,682)				(2,682)		(2,682)
Balance at Jun. 30, 2018	$ 109,223	390,404	(9,710)	(3,522)	486,395	89	486,484
Balance (in shares) at Jun. 30, 2018	25,126,537
Balance at Mar. 31, 2018	$ 107,860	376,850	(7,988)	(3,478)	473,244	89	473,333
Balance (in shares) at Mar. 31, 2018	25,124,441
Net income		20,142			20,142		20,142
Other comprehensive income (loss), net of tax			(1,722)		(1,722)		(1,722)
Comprehensive income (loss)							18,420
Cash dividends declared		(6,588)			(6,588)		(6,588)
Treasury shares purchased under deferred directors' plan	$ 44			(44)	0		0
Treasury shares purchased under deferred directors' plan (in shares)	(904)
Stock activity under equity incentive plans	$ 48				48		48
Stock activity under equity incentive plans (in shares)	3,000
Stock based compensation expense	$ (1,271)				(1,271)		(1,271)
Balance at Jun. 30, 2018	$ 109,223	390,404	(9,710)	(3,522)	486,395	89	486,484
Balance (in shares) at Jun. 30, 2018	25,126,537
Balance at Dec. 31, 2018	$ 112,383	419,179	(6,191)	(3,756)	521,615	89	521,704
Balance (in shares) at Dec. 31, 2018	25,128,773
Adoption of ASU \| Accounting Standards Update 2017-08		(1,327)			(1,327)		(1,327)
Net income		43,395			43,395		43,395
Other comprehensive income (loss), net of tax			15,691		15,691		15,691
Comprehensive income (loss)							59,086
Cash dividends declared		(14,278)			(14,278)		(14,278)
Cashless exercise of warrants (in shares)	224,066
Cashless exercise of warrants	$ 0				0		0
Treasury shares purchased under deferred directors' plan	$ 246			(246)	0		0
Treasury shares purchased under deferred directors' plan (in shares)	(5,656)
Treasury shares sold and distributed under deferred directors' plan	$ (118)			118	0		0
Treasury shares sold and distributed under deferred directors' plan (in shares)	5,699
Stock activity under equity incentive plans	$ 2,089				2,089		2,089
Stock activity under equity incentive plans (in shares)	89,418
Stock based compensation expense	$ (2,267)				(2,267)		(2,267)
Balance at Jun. 30, 2019	$ 112,689	446,969	9,500	(3,884)	565,274	89	565,363
Balance (in shares) at Jun. 30, 2019	25,442,300
Balance at Mar. 31, 2019	$ 111,571	432,953	2,487	(3,833)	543,178	89	543,267
Balance (in shares) at Mar. 31, 2019	25,442,827
Net income		21,713			21,713		21,713
Other comprehensive income (loss), net of tax			7,013		7,013		7,013
Comprehensive income (loss)							28,726
Cash dividends declared		(7,697)			(7,697)		(7,697)
Treasury shares purchased under deferred directors' plan	$ 51			(51)	0		0
Treasury shares purchased under deferred directors' plan (in shares)	(1,078)
Stock activity under equity incentive plans					0		0
Stock activity under equity incentive plans (in shares)	551
Stock based compensation expense	$ (1,067)				(1,067)		(1,067)
Balance at Jun. 30, 2019	$ 112,689	$ 446,969	$ 9,500	$ (3,884)	$ 565,274	$ 89	$ 565,363
Balance (in shares) at Jun. 30, 2019	25,442,300

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Allowance for loan losses by portfolio segment) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	$ 49,562	$ 45,627	$ 48,453	$ 47,121
Provision for loan losses	785	1,700	1,985	5,000
Loans charged-off	(84)	(128)	(368)	(5,105)
Recoveries	301	507	494	690
Net loans charged-off/(recovered)	217	379	126	(4,415)
Ending balance	50,564	47,706	50,564	47,706
Commercial and Industrial Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	24,030	20,725	22,518	21,097
Provision for loan losses	824	1,392	2,317	5,294
Loans charged-off	(17)	(57)	(100)	(4,417)
Recoveries	187	464	289	550
Net loans charged-off/(recovered)	170	407	189	(3,867)
Ending balance	25,024	22,524	25,024	22,524
Commercial Real Estate and Multi-family Residential Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	15,447	14,438	15,393	14,714
Provision for loan losses	(31)	508	(13)	715
Loans charged-off	0	0	0	(491)
Recoveries	76	8	112	16
Net loans charged-off/(recovered)	76	8	112	(475)
Ending balance	15,492	14,954	15,492	14,954
Agri-business and Agricultural Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	4,146	4,848	4,305	4,920
Provision for loan losses	(242)	(268)	(403)	(344)
Loans charged-off	0	0	0	0
Recoveries	2	5	4	9
Net loans charged-off/(recovered)	2	5	4	9
Ending balance	3,906	4,585	3,906	4,585
Other Commercial
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	373	510	368	577
Provision for loan losses	(18)	(46)	(13)	(113)
Loans charged-off	0	0	0	0
Recoveries	0	0	0	0
Net loans charged-off/(recovered)	0	0	0	0
Ending balance	355	464	355	464
Consumer 1-4 Family Mortgage Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	2,266	2,018	2,292	2,768
Provision for loan losses	(124)	(68)	(79)	(862)
Loans charged-off	(5)	0	(87)	(7)
Recoveries	16	3	27	54
Net loans charged-off/(recovered)	11	3	(60)	47
Ending balance	2,153	1,953	2,153	1,953
Other Consumer
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	291	245	283	379
Provision for loan losses	40	65	125	16
Loans charged-off	(62)	(71)	(181)	(190)
Recoveries	20	27	62	61
Net loans charged-off/(recovered)	(42)	(44)	(119)	(129)
Ending balance	289	266	289	266
Unallocated
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	3,009	2,843	3,294	2,666
Provision for loan losses	336	117	51	294
Loans charged-off	0	0	0	0
Recoveries	0	0	0	0
Net loans charged-off/(recovered)	0	0	0	0
Ending balance	$ 3,345	$ 2,960	$ 3,345	$ 2,960

SECURITIES (Summary Of Available Sale Of Securities) (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Information related to available for sale securities [Abstract]
Amortized Cost	$ 596,133	$ 591,621
Gross Unrealized Gain	14,473	2,795
Gross Unrealized Losses	(780)	(8,867)
Fair Value	609,826	585,549
US Treasury Securities
Information related to available for sale securities [Abstract]
Amortized Cost	995	994
Gross Unrealized Gain	12	0
Gross Unrealized Losses	0	(7)
Fair Value	1,007	987
US Government Sponsored Agencies
Information related to available for sale securities [Abstract]
Amortized Cost	2,302	4,435
Gross Unrealized Gain	0	0
Gross Unrealized Losses	(12)	(85)
Fair Value	2,290	4,350
State and Municipal Securities
Information related to available for sale securities [Abstract]
Amortized Cost	234,691	217,964
Gross Unrealized Gain	9,782	1,403
Gross Unrealized Losses	(23)	(2,708)
Fair Value	244,450	216,659
Mortgage-backed securities residential
Information related to available for sale securities [Abstract]
Amortized Cost	320,298	329,516
Gross Unrealized Gain	4,381	1,392
Gross Unrealized Losses	(734)	(5,496)
Fair Value	323,945	325,412
Mortgage-backed securities commercial
Information related to available for sale securities [Abstract]
Amortized Cost	37,847	38,712
Gross Unrealized Gain	298	0
Gross Unrealized Losses	(11)	(571)
Fair Value	$ 38,134	$ 38,141

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Loans Individually Evaluated For Impairment) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018	Dec. 31, 2018
Loans Individually Evaluated for Impairment [Abstract]
Unpaid Principal Balance	$ 29,606		$ 29,606		$ 32,194
Recorded Investment	24,293		24,293		26,717
Allowance for Loan Losses Allocated	10,028		10,028		10,029
Average Recorded Investment with no related allowance recorded		$ 1,011	221	$ 1,011
Average Recorded Investment with an allowance recorded		15,859
Average Recorded Investment	24,259		25,105	15,042
Interest Income Recognized with no related allowance recorded		6	1	13
Interest Income Recognized with an allowance recorded		55
Interest Income Recognized	253		527	110
Cash basis interest income recognized with no related allowance recorded		14	1	16
Cash basis interest income recognized with an allowance recorded		92
Cash Basis Interest Income Recognized	160		406	112
Commercial and Industrial Loans
Loans Individually Evaluated for Impairment [Abstract]
Allowance for Loan Losses Allocated	9,208		9,208		8,552
Commercial and Industrial Loans \| Working Capital Lines of Credit Loans
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with no related allowance recorded	3,129		3,129
Unpaid principal balance with an allowance recorded	6,610		6,610		9,691
Recorded Investment with no related allowance recorded	437		437
Recorded investment with an allowance recorded	6,301		6,301		6,694
Allowance for loan losses allocated with no related allowance recorded	0		0
Allowance for loans losses allocated with an allowance recorded	2,995		2,995		2,602
Average Recorded Investment with no related allowance recorded	287	3,005
Average Recorded Investment with an allowance recorded	6,326	3,513	6,406	2,307
Interest Income Recognized with no related allowance recorded	0	2
Interest Income Recognized with an allowance recorded	75	3	147	4
Cash basis interest income recognized with no related allowance recorded	1	2
Cash basis interest income recognized with an allowance recorded	26	6	85	3
Commercial and Industrial Loans \| Non-working Capital Loans
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with no related allowance recorded	2,321		2,321		3,284
Unpaid principal balance with an allowance recorded	11,135		11,135		11,099
Recorded Investment with no related allowance recorded	926		926		1,889
Recorded investment with an allowance recorded	11,155		11,155		11,151
Allowance for loan losses allocated with no related allowance recorded	0		0		0
Allowance for loans losses allocated with an allowance recorded	6,213		6,213		5,950
Average Recorded Investment with no related allowance recorded	933	1,738	1,241	1,733
Average Recorded Investment with an allowance recorded	11,105		11,260	3,365
Interest Income Recognized with no related allowance recorded	9	16	38	31
Interest Income Recognized with an allowance recorded	127		259	5
Cash basis interest income recognized with no related allowance recorded	4	26	28	31
Cash basis interest income recognized with an allowance recorded	94		222	6
Commercial Real Estate and Multi-family Residential Loans
Loans Individually Evaluated for Impairment [Abstract]
Allowance for Loan Losses Allocated	394		394		921
Commercial Real Estate and Multi-family Residential Loans \| Construction and Land Development Loans
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with an allowance recorded					291
Recorded investment with an allowance recorded					291
Allowance for loans losses allocated with an allowance recorded					142
Average Recorded Investment with no related allowance recorded		88		95
Average Recorded Investment with an allowance recorded		491		606
Interest Income Recognized with no related allowance recorded		2		3
Interest Income Recognized with an allowance recorded		6		17
Cash basis interest income recognized with no related allowance recorded		3		3
Cash basis interest income recognized with an allowance recorded		13		18
Commercial Real Estate and Multi-family Residential Loans \| Owner Occupied Loans
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with no related allowance recorded	1,975		1,975		1,773
Unpaid principal balance with an allowance recorded	1,756		1,756		2,938
Recorded Investment with no related allowance recorded	1,437		1,437		1,527
Recorded investment with an allowance recorded	1,756		1,756		2,448
Allowance for loan losses allocated with no related allowance recorded	0		0		0
Allowance for loans losses allocated with an allowance recorded	394		394		779
Average Recorded Investment with no related allowance recorded	1,450	2,868	1,535	2,712
Average Recorded Investment with an allowance recorded	1,763	1,041	1,922	1,117
Interest Income Recognized with no related allowance recorded	10	9	21	16
Interest Income Recognized with an allowance recorded	16	1	29	1
Cash basis interest income recognized with no related allowance recorded	10	12	18	14
Cash basis interest income recognized with an allowance recorded	11	1	23	1
Agri-business and Agricultural Loans
Loans Individually Evaluated for Impairment [Abstract]
Allowance for Loan Losses Allocated	87		87		73
Agri-business and Agricultural Loans \| Owner Occupied Loans
Loans Individually Evaluated for Impairment [Abstract]
Average Recorded Investment with an allowance recorded			147
Interest Income Recognized with an allowance recorded			3
Cash basis interest income recognized with an allowance recorded			1
Agri-business and Agricultural Loans \| Loans Secured By Farmland
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with no related allowance recorded	603		603		603
Unpaid principal balance with an allowance recorded	148		148		150
Recorded Investment with no related allowance recorded	283		283		283
Recorded investment with an allowance recorded	147		147		150
Allowance for loan losses allocated with no related allowance recorded	0		0		0
Allowance for loans losses allocated with an allowance recorded	87		87		73
Average Recorded Investment with no related allowance recorded	283	283	283	283
Average Recorded Investment with an allowance recorded	147
Interest Income Recognized with no related allowance recorded	0	0	0	0
Interest Income Recognized with an allowance recorded	1
Cash basis interest income recognized with no related allowance recorded	0	0	0	0
Cash basis interest income recognized with an allowance recorded	0
Consumer 1-4 Family Mortgage Loans
Loans Individually Evaluated for Impairment [Abstract]
Allowance for Loan Losses Allocated	339		339		457
Consumer 1-4 Family Mortgage Loans \| Other Commercial Loans
Loans Individually Evaluated for Impairment [Abstract]
Average Recorded Investment with no related allowance recorded		48
Interest Income Recognized with no related allowance recorded		0
Cash basis interest income recognized with no related allowance recorded		2
Consumer 1-4 Family Mortgage Loans \| Closed End First Mortgage Loans
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with no related allowance recorded	200		200		583
Unpaid principal balance with an allowance recorded	1,637		1,637		1,517
Recorded Investment with no related allowance recorded	119		119		502
Recorded investment with an allowance recorded	1,640		1,640		1,518
Allowance for loan losses allocated with no related allowance recorded	0		0		0
Allowance for loans losses allocated with an allowance recorded	339		339		457
Average Recorded Investment with no related allowance recorded	164	533	272	538
Average Recorded Investment with an allowance recorded	1,680	993	1,639	981
Interest Income Recognized with no related allowance recorded	1	2	2	4
Interest Income Recognized with an allowance recorded	13	8	25	15
Cash basis interest income recognized with no related allowance recorded	1	3	2	4
Cash basis interest income recognized with an allowance recorded	13	10	25	14
Consumer 1-4 Family Mortgage Loans \| Open End and Junior Lien Loans
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with no related allowance recorded					220
Recorded Investment with no related allowance recorded					220
Allowance for loan losses allocated with no related allowance recorded					0
Average Recorded Investment with an allowance recorded				77
Interest Income Recognized with an allowance recorded				0
Cash basis interest income recognized with an allowance recorded				0
Consumer 1-4 Family Mortgage Loans \| Home Equity Mortgage Open Ended Revolving Lines
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with no related allowance recorded	92		92
Recorded Investment with no related allowance recorded	92		92
Allowance for loan losses allocated with no related allowance recorded	0		0
Average Recorded Investment with no related allowance recorded	93	247	143	169
Interest Income Recognized with no related allowance recorded	0	0	0	0
Cash basis interest income recognized with no related allowance recorded	0	$ 0	0	0
Consumer 1-4 Family Mortgage Loans \| Other Consumer Loans
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with an allowance recorded					45
Recorded investment with an allowance recorded					44
Allowance for loans losses allocated with an allowance recorded					$ 26
Average Recorded Investment with an allowance recorded	28		36	48
Interest Income Recognized with an allowance recorded	1		2	1
Cash basis interest income recognized with an allowance recorded	$ 0		$ 1	$ 2

SUBSEQUENT EVENTS (Details) - Subsequent Event $ in Millions	Aug. 02, 2019 USD ($)
Subsequent Event
Repurchase authorized limit	$ 30
Unsecured revolving credit agreement
Subsequent Event
Maximum borrowing capacity	$ 30
Credit agreement term	1 year

SECURITIES (Quantitative Disclosure Of Available Sale Of Securities) (Details)	Jun. 30, 2019	Dec. 31, 2018
Number of securities with unrealized losses [Abstract]
Number of available-for-sale securities in unrealized loss positions, less than 12 months	2	40
Number of available-for-sale securities in unrealized loss positions, 12 months or more	36	207
Available-for-sale, Securities in Unrealized Loss Positions, Number of Positions	38	247
US Treasury Securities
Number of securities with unrealized losses [Abstract]
Number of available-for-sale securities in unrealized loss positions, less than 12 months		0
Number of available-for-sale securities in unrealized loss positions, 12 months or more		1
Available-for-sale, Securities in Unrealized Loss Positions, Number of Positions		1
US Government Sponsored Agencies
Number of securities with unrealized losses [Abstract]
Number of available-for-sale securities in unrealized loss positions, less than 12 months	0	0
Number of available-for-sale securities in unrealized loss positions, 12 months or more	1	2
Available-for-sale, Securities in Unrealized Loss Positions, Number of Positions	1	2
State and Municipal Securities
Number of securities with unrealized losses [Abstract]
Number of available-for-sale securities in unrealized loss positions, less than 12 months	1	35
Number of available-for-sale securities in unrealized loss positions, 12 months or more	4	111
Available-for-sale, Securities in Unrealized Loss Positions, Number of Positions	5	146
Mortgage-backed securities residential
Number of securities with unrealized losses [Abstract]
Number of available-for-sale securities in unrealized loss positions, less than 12 months	1	5
Number of available-for-sale securities in unrealized loss positions, 12 months or more	30	84
Available-for-sale, Securities in Unrealized Loss Positions, Number of Positions	31	89
Mortgage-backed securities commercial
Number of securities with unrealized losses [Abstract]
Number of available-for-sale securities in unrealized loss positions, less than 12 months	0	0
Number of available-for-sale securities in unrealized loss positions, 12 months or more	1	9
Available-for-sale, Securities in Unrealized Loss Positions, Number of Positions	1	9

FAIR VALUE (Quantitative Information about Level 3 Fair Value Measurements) (Details) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2019 USD ($) item	Dec. 31, 2018 USD ($) item
Fair Value, Measurements, Nonrecurring
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Total assets	$ 9,243	$ 11,822
Level 3 \| Fair Value, Measurements, Nonrecurring
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Total assets	9,243	11,822
Level 3 \| Measurement Input, Discount Rate \| State and Municipal Securities \| Price To Type Par Call
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Total assets	$ 150	$ 150
Level 3 \| Discount To Benchmark Index \| Minimum \| Measurement Input, Discount Rate \| State and Municipal Securities \| Price To Type Par Call
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range of Inputs (Average) (in hundredths)	0.00%	0.00%
Level 3 \| Discount To Benchmark Index \| Maximum \| Measurement Input, Discount Rate \| State and Municipal Securities \| Price To Type Par Call
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range of Inputs (Average) (in hundredths)	1.00%	1.00%
Level 3 \| Discount To Benchmark Index \| Weighted Average \| Measurement Input, Discount Rate \| State and Municipal Securities \| Price To Type Par Call
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Debt Instrument, Measurement Input \| item	(0.17)	(0.17)

ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (Changes in Accumulated Other Comprehensive Income By Component) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Unrealized Gains and Losses on Available- for-Sales Securities, Opening Balance	$ 3,843	$ (6,270)	$ (4,796)	$ 784
Unrealized Gains and Losses on Available- for-Sales Securities, Other comprehensive income before reclassification	7,040	(1,771)	15,702	(8,903)
Unrealized Gains and Losses on Available- for-Sales Securities, Amounts reclassified from accumulated other comprehensive income (loss)	(65)	0	(88)	6
Unrealized Gains and Losses on Available- for-Sales Securities, Net current period other comprehensive income	6,975	(1,771)	15,614	(8,897)
Unrealized Gains and Losses on Available- for-Sales Securities, Ending Balance	10,818	(8,041)	10,818	(8,041)
Defined Benefit Pension Items, Opening Balance	(1,356)	(1,718)	(1,395)	(1,454)
Defined Benefit Pension Items, Other comprehensive income before reclassification	0	0	0	0
Defined Benefit Pension Items, Amounts reclassified from accumulated other comprehensive income (loss)	38	49	(77)	(98)
Net of tax amount	38	49	77	98
Defined Benefit Pension Items, Ending Balance	(1,318)	(1,669)	(1,318)	(1,669)
Total, Opening Balance	2,487	(7,988)	(6,191)	(670)
Total, Other comprehensive income (loss) before reclassification	7,040	(1,771)	(15,702)	8,903
Total, Amounts reclassified from accumulated other comprehensive income (loss)	(27)	49	(11)	104
Total other comprehensive income, net of tax	7,013	(1,722)	15,691	(8,799)
Total, Ending Balance	$ 9,500	$ (9,710)	$ 9,500	(9,710)
Accounting Standards Update 2018-02
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, Net of Tax				140
Other Comprehensive (Income) Loss, Defined Benefit Plan, after Reclassification Adjustment, after Tax				(313)
Other Comprehensive Income Loss, Adjustment, Net of Tax				(173)
Accounting Standards Update 2016-01
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, Net of Tax				(68)
Other Comprehensive (Income) Loss, Defined Benefit Plan, after Reclassification Adjustment, after Tax				0
Other Comprehensive Income Loss, Adjustment, Net of Tax				$ (68)

SECURITIES

6 Months Ended

Jun. 30, 2019

Investments, Debt and Equity Securities [Abstract]

SECURITIES

NOTE 2. SECURITIES


			Gross		Gross
	Amortized		Unrealized		Unrealized		Fair
(dollars in thousands)	Cost		Gain		Losses		Value
June 30, 2019
U.S. Treasury securities	$	995	$	12	$	0	$	1,007
U.S. government sponsored agencies		2,302		0		(12)		2,290
Mortgage-backed securities: residential		320,298		4,381		(734)		323,945
Mortgage-backed securities: commercial		37,847		298		(11)		38,134
State and municipal securities		234,691		9,782		(23)		244,450
Total	$	596,133	$	14,473	$	(780)	$	609,826

December 31, 2018
U.S. Treasury securities	$	994	$	0	$	(7)	$	987
U.S. government sponsored agencies		4,435		0		(85)		4,350
Mortgage-backed securities: residential		329,516		1,392		(5,496)		325,412
Mortgage-backed securities: commercial		38,712		0		(571)		38,141
State and municipal securities		217,964		1,403		(2,708)		216,659
Total	$	591,621	$	2,795	$	(8,867)	$	585,549

maturities of securities may differ from contractual maturities because borrowers may have the right to prepay the obligation without a prepayment penalty.


	Amortized		Fair
(dollars in thousands)	Cost		Value
Due in one year or less	$	1,655	$	1,664
Due after one year through five years		19,413		19,776
Due after five years through ten years		30,528		31,654
Due after ten years		186,392		194,653
		237,988		247,747
Mortgage-backed securities		358,145		362,079
Total debt securities	$	596,133	$	609,826

Securities proceeds, gross gains and gross losses are presented below.


	Three months ended June 30,				Six months ended June 30,
(dollars in thousands)	2019		2018		2019		2018
Sales of securities available-for-sale
Proceeds	$	12,126	$	0	$	25,819	$	12,322
Gross gains		68		0		138		21
Gross losses		(3)		0		(50)		(27)
Number of securities		8		0		25		22

In accordance with ASU No. 2017-08, purchase premiums for callable securities are amortized to the earliest call date and premiums on non-callable securities as well as discounts are recognized in interest income using the interest method over the terms of the securities or over the estimated lives of mortgage-backed securities. Gains and losses on sales are based on the amortized cost of the security sold and recorded on the trade date.

Securities with carrying values of $62.8 million and $164.7 million were pledged as of June 30, 2019 and December 31, 2018, respectively, as collateral for securities sold under agreements to repurchase, borrowings from the Federal Home Loan Bank and for other purposes as permitted or required by law. The Company has no securities sold under agreements to repurchase as of June 30, 2019, causing the decline in pledged securities.


	Less than 12 months				12 months or more				Total
	Fair		Unrealized		Fair		Unrealized		Fair		Unrealized
(dollars in thousands)	Value		Losses		Value		Losses		Value		Losses
June 30, 2019
U.S. government sponsored agencies	$	0	$	0	$	2,290	$	12	$	2,290	$	12
Mortgage-backed securities: residential		2,411		23		79,874		711		82,285		734
Mortgage-backed securities: commercial		0		0		4,618		11		4,618		11
State and municipal securities		500		0		4,826		23		5,326		23
Total temporarily impaired	$	2,911	$	23	$	91,608	$	757	$	94,519	$	780

December 31, 2018
U.S. Treasury securities	$	0	$	0	$	987	$	7	$	987	$	7
U.S. government sponsored agencies		0		0		4,350		85		4,350		85
Mortgage-backed securities: residential		11,619		12		217,182		5,484		228,801		5,496
Mortgage-backed securities: commercial		0		0		38,141		571		38,141		571
State and municipal securities		26,229		124		85,982		2,584		112,211		2,708
Total temporarily impaired	$	37,848	$	136	$	346,642	$	8,731	$	384,490	$	8,867

The total number of securities with unrealized losses as of June 30, 2019 and December 31, 2018 is presented below.


	Less than	12 months
	12 months	or more	Total
June 30, 2019
U.S. government sponsored agencies	0	1	1
Mortgage-backed securities: residential	1	30	31
Mortgage-backed securities: commercial	0	1	1
State and municipal securities	1	4	5
Total temporarily impaired	2	36	38

December 31, 2018
U.S. Treasury securities	0	1	1
U.S. government sponsored agencies	0	2	2
Mortgage-backed securities: residential	5	84	89
Mortgage-backed securities: commercial	0	9	9
State and municipal securities	35	111	146
Total temporarily impaired	40	207	247

The following factors are considered in determining whether or not the impairment of these securities is other-than-temporary. In making this determination, management considers the extent and duration of the unrealized loss, and the financial condition and near-term prospects of the issuer, as well as the underlying fundamentals of the relevant market and the outlook for such market in the near future. Management also assesses whether it intends to sell, or it is more likely than not that it will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value is recognized as impairment through earnings. For debt securities that do not meet the aforementioned criteria, the amount of impairment is split into two components as follows: 1) OTTI related to credit loss, which must be recognized in the income statement and 2) OTTI related to other factors, which is recognized in other comprehensive income. Credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis. As of June 30, 2019 and December 31, 2018, all of the securities in the Company’s portfolio were backed by the U.S. government, government agencies, government sponsored entities or were A-rated or better, except for certain non-local or local municipal securities, which are not rated. For the government, government agency, government-sponsored entity and municipal securities, management did not believe that there would be credit losses or that full principal would not be received. Management considers the unrealized losses on these securities to be primarily interest rate driven and does not expect material losses given current market conditions unless the securities are sold. However, at this time management does not have the intent to sell, and it is more likely than not that the Company will not be required to sell these securities before the recovery of their amortized cost basis.

SECURITIES (Additional information) (Details) - USD ($) $ in Millions	Jun. 30, 2019	Dec. 31, 2018
Information related to available for sale securities [Abstract]
Available-for-sale Securities pledged as collateral	$ 62.8	$ 164.7

LEASES (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended
LEASES (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Jun. 30, 2019	Jan. 01, 2019
LEASES
2019	$ 271	$ 271
2020	561	561
2021	581	581
2022	595	595
2023	606	606
2024 - 2029	3,495	3,495
Total undiscounted lease payments	6,109	6,109
Less imputed interest	(810)	(810)
Lease liability	5,299	5,299
Right-of-use asset	5,299	5,299	$ 5,500
Lease cost
Operating lease cost	125	244
Short-term lease cost	6	12
Total lease cost	131	$ 256
Operating cash outflows from operating leases	$ 244
Weighted-average remaining lease term - operating leases	10 years 3 months 18 days	10 years 3 months 18 days
Weighted average discount rate - operating leases	2.80%	2.80%

Leases (Tables)

6 Months Ended

Jun. 30, 2019

LEASES

Schedule of maturity analysis of the operating lease liabilities


	Operating lease
Years ending December 31, (in thousands)	Obligation
2019	$	271
2020		561
2021		581
2022		595
2023		606
2024 - 2029		3,495
Total undiscounted lease payments		6,109
Less imputed interest		(810)
Lease liability	$	5,299

Right-of-use asset	$	5,299

Schedule of lease cost


	Three months ended			Six months ended
	June 30, 2019			June 30, 2019
Lease cost
Operating lease cost	$	125		$	244
Short-term lease cost		6			12
Total lease cost	$	131		$	256

Other information
Operating cash outflows from operating leases	$	244
Weighted-average remaining lease term - operating leases		10.3 years
Weighted average discount rate - operating leases		2.8	%

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY

6 Months Ended

Jun. 30, 2019

Receivables [Abstract]

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY

NOTE 4. ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY

The following tables present the activity in the allowance for loan losses by portfolio segment for the three-month periods ended June 30, 2019 and 2018:

Commercial

Real Estate

Commercial

and

Agri-business

Consumer

and

Multifamily

and

Other

1-4 Family

Other

(dollars in thousands)

Industrial

Residential

Agricultural

Commercial

Mortgage

Consumer

Unallocated

Total

Three Months Ended June 30, 2019

Beginning balance, April 1

24,030

15,447

4,146

373

2,266

291

3,009

49,562

Provision for loan losses

824

(31)

(242)

(18)

(124)

336

785

Loans charged-off

(17)

(5)

(62)

(84)

Recoveries

187

301

Net loans charged-off

170

(42)

217

Ending balance

25,024

15,492

3,906

355

2,153

289

3,345

50,564


			Commercial
			Real Estate
	Commercial		and		Agri-business				Consumer
	and		Multifamily		and		Other		1-4 Family		Other
(dollars in thousands)	Industrial		Residential		Agricultural		Commercial		Mortgage		Consumer		Unallocated		Total
Three Months Ended June 30, 2018
Beginning balance, April 1	$	20,725	$	14,438	$	4,848	$	510	$	2,018	$	245	$	2,843	$	45,627
Provision for loan losses		1,392		508		(268)		(46)		(68)		65		117		1,700
Loans charged-off		(57)		0		0		0		0		(71)		0		(128)
Recoveries		464		8		5		0		3		27		0		507
Net loans charged-off		407		8		5		0		3		(44)		0		379
Ending balance	$	22,524	$	14,954	$	4,585	$	464	$	1,953	$	266	$	2,960	$	47,706

The following tables present the activity in the allowance for loan losses by portfolio segment for the six-month periods ended June 30, 2019 and 2018:

Commercial

Real Estate

Commercial

and

Agri-business

Consumer

and

Multifamily

and

Other

1-4 Family

Other

(dollars in thousands)

Industrial

Residential

Agricultural

Commercial

Mortgage

Consumer

Unallocated

Total

Six Months Ended June 30, 2019

Beginning balance, January 1

22,518

15,393

4,305

368

2,292

283

3,294

48,453

Provision for loan losses

2,317

(13)

(403)

(13)

(79)

125

1,985

Loans charged-off

(100)

(87)

(181)

(368)

Recoveries

289

112

494

Net loans charged-off

189

112

(60)

(119)

126

Ending balance

25,024

15,492

3,906

355

2,153

289

3,345

50,564


			Commercial
			Real Estate
	Commercial		and		Agri-business				Consumer
	and		Multifamily		and		Other		1-4 Family		Other
(dollars in thousands)	Industrial		Residential		Agricultural		Commercial		Mortgage		Consumer		Unallocated		Total
Six Months Ended June 30, 2018
Beginning balance, January 1	$	21,097	$	14,714	$	4,920	$	577	$	2,768	$	379	$	2,666	$	47,121
Provision for loan losses		5,294		715		(344)		(113)		(862)		16		294		5,000
Loans charged-off		(4,417)		(491)		0		0		(7)		(190)		0		(5,105)
Recoveries		550		16		9		0		54		61		0		690
Net loans charged-off		(3,867)		(475)		9		0		47		(129)		0		(4,415)
Ending balance	$	22,524	$	14,954	$	4,585	$	464	$	1,953	$	266	$	2,960	$	47,706

Commercial

Real Estate

Commercial

and

Agri-business

Consumer

and

Multifamily

and

Other

1-4 Family

Other

(dollars in thousands)

Industrial

Residential

Agricultural

Commercial

Mortgage

Consumer

Unallocated

Total

June 30, 2019

Allowance for loan losses:

Ending allowance balance attributable to loans:

Individually evaluated for impairment

9,208

394

339

10,028

Collectively evaluated for impairment

15,816

15,098

3,819

355

1,814

289

3,345

40,536

Total ending allowance balance

25,024

15,492

3,906

355

2,153

289

3,345

50,564

Loans:

Loans individually evaluated for impairment

18,819

3,193

430

1,851

24,293

Loans collectively evaluated for impairment

1,431,542

1,649,854

314,153

103,949

388,078

86,749

3,974,325

Total ending loans balance

1,450,361

1,653,047

314,583

103,949

389,929

86,749

3,998,618


			Commercial
			Real Estate
	Commercial		and		Agri-business				Consumer
	and		Multifamily		and		Other		1-4 Family		Other
(dollars in thousands)	Industrial		Residential		Agricultural		Commercial		Mortgage		Consumer		Unallocated			Total
December 31, 2018
Allowance for loan losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	8,552	$	921	$	73	$	0	$	457	$	26	$	0	$	10,029
Collectively evaluated for impairment		13,966		14,472		4,232		368		1,835		257		3,294		38,424
Total ending allowance balance	$	22,518	$	15,393	$	4,305	$	368	$	2,292	$	283	$	3,294	$	48,453

Loans:
Loans individually evaluated for impairment	$	19,734	$	4,266	$	433	$	0	$	2,240	$	44	$	0	$	26,717
Loans collectively evaluated for impairment		1,385,604		1,562,899		370,174		95,520		388,053		85,778		0		3,888,028
Total ending loans balance	$	1,405,338	$	1,567,165	$	370,607	$	95,520	$	390,293	$	85,822	$	0	$	3,914,745

The following table presents loans individually evaluated for impairment by class of loans as of June 30, 2019:


	Unpaid				Allowance for
	Principal		Recorded		Loan Losses
(dollars in thousands)	Balance		Investment		Allocated
With no related allowance recorded:
Commercial and industrial loans:
Working capital lines of credit loans	$	3,129	$	437	$	0
Non-working capital loans		2,321		926		0
Commercial real estate and multi-family residential loans:
Owner occupied loans		1,975		1,437		0
Agri-business and agricultural loans:
Loans secured by farmland		603		283		0
Consumer 1‑4 family loans:
Closed end first mortgage loans		200		119		0
Open end and junior lien loans		92		92		0
With an allowance recorded:
Commercial and industrial loans:
Working capital lines of credit loans		6,610		6,301		2,995
Non-working capital loans		11,135		11,155		6,213
Commercial real estate and multi-family residential loans:
Owner occupied loans		1,756		1,756		394
Agri-business and agricultural loans:
Loans secured by farmland		148		147		87
Consumer 1‑4 family mortgage loans:
Closed end first mortgage loans		1,637		1,640		339
Total	$	29,606	$	24,293	$	10,028

The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2018:


	Unpaid				Allowance for
	Principal		Recorded		Loan Losses
(dollars in thousands)	Balance		Investment		Allocated
With no related allowance recorded:
Commercial and industrial loans:
Non-working capital loans	$	3,284	$	1,889	$	0
Commercial real estate and multi-family residential loans:
Owner occupied loans		1,773		1,527		0
Agri-business and agricultural loans:
Loans secured by farmland		603		283		0
Consumer 1‑4 family loans:
Closed end first mortgage loans		583		502		0
Open end and junior lien loans		220		220		0
With an allowance recorded:
Commercial and industrial loans:
Working capital lines of credit loans		9,691		6,694		2,602
Non-working capital loans		11,099		11,151		5,950
Commercial real estate and multi-family residential loans:
Construction and land development loans		291		291		142
Owner occupied loans		2,938		2,448		779
Agri-business and agricultural loans:
Loans secured by farmland		150		150		73
Consumer 1‑4 family mortgage loans:
Closed end first mortgage loans		1,517		1,518		457
Other consumer loans		45		44		26
Total	$	32,194	$	26,717	$	10,029

The following table presents loans individually evaluated for impairment by class of loans as of and for the three-month period ended June 30, 2019:


					Cash Basis
	Average		Interest		Interest
	Recorded		Income		Income
(dollars in thousands)	Investment		Recognized		Recognized
With no related allowance recorded:
Commercial and industrial loans:
Working capital lines of credit loans	$	287	$	0	$	1
Non-working capital loans		933		9		4
Commercial real estate and multi-family residential loans:
Owner occupied loans		1,450		10		10
Agri-business and agricultural loans:
Loans secured by farmland		283		0		0
Consumer 1‑4 family loans:
Closed end first mortgage loans		164		1		1
Open end and junior lien loans		93		0		0
With an allowance recorded:
Commercial and industrial loans:
Working capital lines of credit loans		6,326		75		26
Non-working capital loans		11,105		127		94
Commercial real estate and multi-family residential loans:
Owner occupied loans		1,763		16		11
Agri-business and agricultural loans:
Loans secured by farmland		147		1		0
Consumer 1‑4 family mortgage loans:
Closed end first mortgage loans		1,680		13		13
Other consumer loans		28		1		0
Total	$	24,259	$	253	$	160

The following table presents loans individually evaluated for impairment by class of loans as of and for the three-month period ended June 30, 2018:


					Cash Basis
	Average		Interest		Interest
	Recorded		Income		Income
(dollars in thousands)	Investment		Recognized		Recognized
With no related allowance recorded:
Commercial and industrial loans:
Working capital lines of credit loans	$	1,011	$	6	$	14
Non-working capital loans		1,738		16		26
Commercial real estate and multi-family residential loans:
Construction and land development loans		88		2		3
Owner occupied loans		2,868		9		12
Agri-business and agricultural loans:
Loans secured by farmland		283		0		0
Consumer 1‑4 family loans:
Closed end first mortgage loans		533		2		3
Open end and junior lien loans		247		0		0
With an allowance recorded:
Commercial and industrial loans:
Working capital lines of credit loans		3,005		2		2
Non-working capital loans		3,513		3		6
Commercial real estate and multi-family residential loans:
Construction and land development loans		491		6		13
Owner occupied loans		1,041		1		1
Consumer 1‑4 family mortgage loans:
Closed end first mortgage loans		993		8		10
Other consumer loans		48		0		2
Total	$	15,859	$	55	$	92

The following table presents loans individually evaluated for impairment by class of loans as of and for the six-month period ended June 30, 2019:


					Cash Basis
	Average		Interest		Interest
	Recorded		Income		Income
(dollars in thousands)	Investment		Recognized		Recognized
With no related allowance recorded:
Commercial and industrial loans:
Working capital lines of credit loans	$	221	$	1	$	1
Non-working capital loans		1,241		38		28
Commercial real estate and multi-family residential loans:
Owner occupied loans		1,535		21		18
Agri-business and agricultural loans:
Loans secured by farmland		283		0		0
Consumer 1‑4 family loans:
Closed end first mortgage loans		272		2		2
Open end and junior lien loans		143		0		0
With an allowance recorded:
Commercial and industrial loans:
Working capital lines of credit loans		6,406		147		85
Non-working capital loans		11,260		259		222
Commercial real estate and multi-family residential loans:
Owner occupied loans		1,922		29		23
Agri-business and agricultural loans:
Loans secured by farmland		147		3		1
Consumer 1‑4 family mortgage loans:
Closed end first mortgage loans		1,639		25		25
Other consumer loans		36		2		1
Total	$	25,105	$	527	$	406

The following table presents loans individually evaluated for impairment by class of loans as of and for the six-month period ended June 30, 2018:


					Cash Basis
	Average		Interest		Interest
	Recorded		Income		Income
(dollars in thousands)	Investment		Recognized		Recognized
With no related allowance recorded:
Commercial and industrial loans:
Working capital lines of credit loans	$	1,011	$	13	$	16
Non-working capital loans		1,733		31		31
Commercial real estate and multi-family residential loans:
Construction and land development loans		95		3		3
Owner occupied loans		2,712		16		14
Agri-business and agricultural loans:
Loans secured by farmland		283		0		0
Consumer 1‑4 family loans:
Closed end first mortgage loans		538		4		4
Open end and junior lien loans		169		0		0
With an allowance recorded:
Commercial and industrial loans:
Working capital lines of credit loans		2,307		4		3
Non-working capital loans		3,365		5		6
Commercial real estate and multi-family residential loans:
Construction and land development loans		606		17		18
Owner occupied loans		1,117		1		1
Consumer 1‑4 family mortgage loans:
Closed end first mortgage loans		981		15		14
Open end and junior lien loans		77		0		0
Other consumer loans		48		1		2
Total	$	15,042	$	110	$	112

The following table presents the aging of the recorded investment in past due loans as of June 30, 2019 by class of loans:

30‑89

Greater than

Total Past

Loans Not

Days

90 Days

Due and

(dollars in thousands)

Past Due

Nonaccrual

Total

Commercial and industrial loans:

Working capital lines of credit loans

748,862

6,364

6,384

755,246

Non-working capital loans

689,781

5,329

5,334

695,115

Commercial real estate and multi-family residential loans:

Construction and land development loans

320,380

320,404

Owner occupied loans

554,607

2,185

556,792

Nonowner occupied loans

533,215

103

533,318

Multifamily loans

242,533

Agri-business and agricultural loans:

Loans secured by farmland

148,469

430

148,899

Loans for agricultural production

165,684

Other commercial loans

103,949

Consumer 1‑4 family mortgage loans:

Closed end first mortgage loans

185,676

1,235

597

1,832

187,508

Open end and junior lien loans

189,150

945

1,037

190,187

Residential construction loans

12,234

Other consumer loans

86,624

125

86,749

Total

3,981,164

2,457

14,997

17,454

3,998,618

The following table presents the aging of the recorded investment in past due loans as of December 31, 2018 by class of loans:


					Greater than
			30‑89		90 Days Past				Total Past
	Loans Not		Days		Due and Still				Due and
(dollars in thousands)	Past Due		Past Due		Accruing		Nonaccrual		Nonaccrual		Total
Commercial and industrial loans:
Working capital lines of credit loans	$	684,191	$	4,328	$	0	$	2,245	$	6,573	$	690,764
Non-working capital loans		709,629		3,368		0		1,577		4,945		714,574
Commercial real estate and multi-family residential loans:
Construction and land development loans		265,544		0		0		0		0		265,544
Owner occupied loans		583,214		486		0		2,269		2,755		585,969
Nonowner occupied loans		520,431		57		0		0		57		520,488
Multi-family loans		195,164		0		0		0		0		195,164
Agri-business and agricultural loans:
Loans secured by farmland		177,080		150		0		283		433		177,513
Loans for agricultural production		193,094		0		0		0		0		193,094
Other commercial loans		95,520		0		0		0		0		95,520
Consumer 1‑4 family mortgage loans:
Closed end first mortgage loans		183,420		1,370		0		671		2,041		185,461
Open end and junior lien loans		188,320		98		0		220		318		188,638
Residential construction loans		16,194		0		0		0		0		16,194
Other consumer loans		85,654		168		0		0		168		85,822
Total	$	3,897,455	$	10,025	$	0	$	7,265	$	17,290	$	3,914,745

Troubled Debt Restructurings:

Troubled debt restructured loans are included in the totals for impaired loans. The Company has allocated $2.9 million and $3.7 million of specific reserves to customers whose loan terms have been modified in troubled debt restructurings as of June 30, 2019

and December 31, 2018, respectively. The Company is not committed to lend additional funds to debtors whose loans have been modified in a troubled debt restructuring.


	June 30,		December 31,
(dollars in thousands)	2019		2018
Accruing troubled debt restructured loans	$	6,082	$	8,016
Nonaccrual troubled debt restructured loans		3,512		4,384
Total troubled debt restructured loans	$	9,594	$	12,400

During the three months ended June 30, 2019, no loans were modified as troubled debt restructurings.

During the three months ending March 31, 2019, certain loans were modified as troubled debt restructurings. The modified terms of these loans include one or a combination of the following: inadequate compensation for the terms of the restructure or renewal; a modification of the repayment terms which delays principal repayment for some period; or renewal terms offered to borrowers in financial distress where no additional credit enhancements were obtained at the time of renewal.

Additional concessions were granted to borrowers with previously identified troubled debt restructured loans during the period. One of the loans is for a commercial real estate building where the cash flow does not support the loan with a recorded investment of $533,000. The other loan is for commercial and industrial non-working capital purposes and this borrower had a recorded investment of $70,000 that was subsequently paid off prior to March 31, 2019. These concessions are not included in table below.

The following table presents loans by class modified as new troubled debt restructurings that occurred during the six months ended June 30, 2019:

Modified Repayment Terms

Pre-Modification

Post-Modification

Extension

Outstanding

Period or

Number of

Recorded

Number of

Range

(dollars in thousands)

Loans

Investment

Loans

(in months)

Troubled Debt Restructurings

Commercial and industrial loans:

Working capital lines of credit loans

Total

For the three month and six month periods ending June 30, 2019, the troubled debt restructurings described above did not impact the allowance for loan losses and no charge-offs were recorded.

During the three months ended June 30, 2018, one commercial and industrial loan was modified as a troubled debt restructuring due to receiving inadequate compensation for the terms of the restructure and is included in the tables on the next page.

Additional concessions were granted to borrowers with previously identified troubled debt restructured loans during the three-month period ended June 30, 2018. The loan to one of the borrowers is for a commercial real estate building where the collateral value and cash flows from the company occupying the building do not support the loan with a recorded investment of $107,000. The loan to another one of the borrowers is for a vacant commercial real estate building that does not generate cash flow to support the loan with a recorded investment of $875,000. The other loans are to a borrower for an investment in land for residential development which has not had sales activity to support loans with a recorded investment of $484,000. These concessions are not included in table below.

During the three months ended March 31, 2018, certain loans were modified as troubled debt restructurings. The modified terms of these loans include one or a combination of the following: inadequate compensation for the terms of the restructure or renewal; a modification of the repayment terms which delays principal repayment for some period; or renewal terms offered to borrowers in financial distress where no additional credit enhancements were obtained at the time of renewal. These concessions are included in the table below.

Additional concessions were granted to borrowers with previously identified troubled debt restructured loans during the three-month period ended March 31, 2018. The loan to one of the borrowers is for a commercial real estate building where the collateral value and cash flows from the companies occupying the buildings do not support the loan with recorded investments of $341,000. The loans to two other borrowers are for commercial and industrial capital and non-working capital loans with recorded investments of $551,000. These concessions are not included in the table below.

The following table presents loans by class modified as new troubled debt restructurings that occurred during the three months ended June 30, 2018:

Modified Repayment Terms

Pre-Modification

Post-Modification

Extension

Outstanding

Period or

Number of

Recorded

Number of

Range

(dollars in thousands)

Loans

Investment

Loans

(in months)

Troubled Debt Restructurings

Commercial and industrial loans:

Non-working capital loans

Total

The following table presents loans by class modified as new troubled debt restructurings that occurred during the six months ended June 30, 2018:


						Modified Repayment Terms
		Pre-Modification		Post-Modification			Extension
		Outstanding		Outstanding			Period or
	Number of	Recorded		Recorded		Number of	Range
(dollars in thousands)	Loans	Investment		Investment		Loans	(in months)
Troubled Debt Restructurings
Commercial and industrial loans:
Working capital lines of credit loans	1		600		600	1	0
Non-working capital loans	2		1,420		1,420	2	0
Commercial real estate and multi-family residential loans:
Construction and land development loans	1		824		824	1	12
Owner occupied loans	1		387		387	1	12
Consumer 1‑4 family loans:
Closed end first mortgage loans	1		198		197	1	239
Total	6	$	3,429	$	3,428	6	0‑239

For the three-month period ended June 30, 2018, the troubled debt restructuring described above did not impact the allowance for loan losses and no charge-off was recorded. For the six-month period ended June 30, 2018, the debt restructurings described above decreased the allowance for loan losses by $166,000, and resulted in charge-offs of $1.6 million.

Credit Quality Indicators:

The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. The Company analyzes commercial loans individually by classifying the loans as to credit risk. This analysis is performed on a quarterly basis for Special Mention, Substandard and Doubtful grade loans and annually on Pass grade loans over $250,000.

The Company uses the following definitions for risk ratings:

Special Mention. Loans classified as Special Mention have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution’s credit position at some future date.

Substandard. Loans classified as Substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected.

Doubtful. Loans classified as Doubtful have all the weaknesses inherent in those classified as Substandard, with the added characteristics that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.

Loans not meeting the criteria above that are analyzed individually as part of the above-described process are considered to be Pass rated loans with the exception of consumer troubled debt restructurings which are evaluated and listed with Substandard commercial grade loans and consumer nonaccrual loans which are evaluated individually and listed with Not Rated loans. Loans listed as Not Rated are consumer loans or commercial loans with consumer characteristics included in groups of homogenous loans which are analyzed for credit quality indicators utilizing delinquency status. As of June 30, 2019, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows:

Special

Not

(dollars in thousands)

Pass

Mention

Substandard

Doubtful

Rated

Total

Commercial and industrial loans:

Working capital lines of credit loans

660,816

70,866

23,244

320

755,246

Non-working capital loans

645,632

25,350

18,804

5,329

695,115

Commercial real estate and multi-family residential loans:

Construction and land development loans

320,115

289

320,404

Owner occupied loans

517,431

21,043

18,318

556,792

Nonowner occupied loans

530,491

2,209

618

533,318

Multifamily loans

242,329

204

242,533

Agri-business and agricultural loans:

Loans secured by farmland

134,805

12,840

1,254

148,899

Loans for agricultural production

153,961

11,723

165,684

Other commercial loans

103,945

103,949

Consumer 1‑4 family mortgage loans:

Closed end first mortgage loans

55,538

131,875

187,508

Open end and junior lien loans

11,007

179,125

190,187

Residential construction loans

12,234

Other consumer loans

14,077

72,672

86,749

Total

3,390,147

144,524

62,388

401,559

3,998,618

As of December 31, 2018, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows:


			Special						Not
(dollars in thousands)	Pass		Mention		Substandard		Doubtful		Rated		Total
Commercial and industrial loans:
Working capital lines of credit loans	$	618,612	$	43,240	$	28,563	$	0	$	349	$	690,764
Non-working capital loans		664,787		15,992		27,548		0		6,247		714,574
Commercial real estate and multi-family residential loans:
Construction and land development loans		264,900		353		291		0		0		265,544
Owner occupied loans		541,734		21,864		22,371		0		0		585,969
Nonowner occupied loans		517,356		2,491		641		0		0		520,488
Multifamily loans		194,948		216		0		0		0		195,164
Agri-business and agricultural loans:
Loans secured by farmland		166,623		9,107		1,783		0		0		177,513
Loans for agricultural production		183,189		8,155		1,750		0		0		193,094
Other commercial loans		95,516		0		0		0		4		95,520
Consumer 1‑4 family mortgage loans:
Closed end first mortgage loans		54,879		0		2,021		0		128,561		185,461
Open end and junior lien loans		8,810		0		220		0		179,608		188,638
Residential construction loans		0		0		0		0		16,194		16,194
Other consumer loans		12,700		0		44		0		73,078		85,822
Total	$	3,324,054	$	101,418	$	85,232	$	0	$	404,041	$	3,914,745

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Aging Of The Recorded Investment In Past Due Loans) (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	$ 3,981,164	$ 3,897,455
30 to 89 Days Past Due	2,457	10,025
Nonaccrual	14,997	7,265
Total Past Due and Nonaccural	17,454	17,290
Total	3,998,618	3,914,745
Greater than 90 Days Past Due
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Other Commercial Loans
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	103,949	95,520
30 to 89 Days Past Due	0	0
Nonaccrual	0	0
Total Past Due and Nonaccural	0	0
Total	103,949	95,520
Other Commercial Loans \| Greater than 90 Days Past Due
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Other consumer loans
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	86,624	85,654
30 to 89 Days Past Due	125	168
Nonaccrual	0	0
Total Past Due and Nonaccural	125	168
Total	86,749	85,822
Other consumer loans \| Greater than 90 Days Past Due
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Commercial and Industrial Loans
Financing Receivable, Recorded Investment, Aging [Abstract]
Total	1,450,361	1,405,338
Commercial and Industrial Loans \| Working Capital Lines of Credit Loans
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	748,862	684,191
30 to 89 Days Past Due	20	4,328
Nonaccrual	6,364	2,245
Total Past Due and Nonaccural	6,384	6,573
Total	755,246	690,764
Commercial and Industrial Loans \| Working Capital Lines of Credit Loans \| Greater than 90 Days Past Due
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Commercial and Industrial Loans \| Non-working Capital Loans
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	689,781	709,629
30 to 89 Days Past Due	5	3,368
Nonaccrual	5,329	1,577
Total Past Due and Nonaccural	5,334	4,945
Total	695,115	714,574
Commercial and Industrial Loans \| Non-working Capital Loans \| Greater than 90 Days Past Due
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Commercial Real Estate and Multi-family Residential Loans
Financing Receivable, Recorded Investment, Aging [Abstract]
Total	1,653,047	1,567,165
Commercial Real Estate and Multi-family Residential Loans \| Construction and Land Development Loans
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	320,380	265,544
30 to 89 Days Past Due	24	0
Nonaccrual	0	0
Total Past Due and Nonaccural	24	0
Total	320,404	265,544
Commercial Real Estate and Multi-family Residential Loans \| Construction and Land Development Loans \| Greater than 90 Days Past Due
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Commercial Real Estate and Multi-family Residential Loans \| Owner Occupied Loans
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	554,607	583,214
30 to 89 Days Past Due	0	486
Nonaccrual	2,185	2,269
Total Past Due and Nonaccural	2,185	2,755
Total	556,792	585,969
Commercial Real Estate and Multi-family Residential Loans \| Owner Occupied Loans \| Greater than 90 Days Past Due
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Commercial Real Estate and Multi-family Residential Loans \| Nonowner Occupied Loans
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	533,215	520,431
30 to 89 Days Past Due	103	57
Nonaccrual	0	0
Total Past Due and Nonaccural	103	57
Total	533,318	520,488
Commercial Real Estate and Multi-family Residential Loans \| Nonowner Occupied Loans \| Greater than 90 Days Past Due
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Commercial Real Estate and Multi-family Residential Loans \| Multifamily Loans
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	242,533	195,164
30 to 89 Days Past Due	0	0
Nonaccrual	0	0
Total Past Due and Nonaccural	0	0
Total	242,533	195,164
Commercial Real Estate and Multi-family Residential Loans \| Multifamily Loans \| Greater than 90 Days Past Due
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Commercial Real Estate and Multi-family Residential Loans \| Other Commercial Loans
Financing Receivable, Recorded Investment, Aging [Abstract]
Total		585,969
Agri-business and Agricultural Loans
Financing Receivable, Recorded Investment, Aging [Abstract]
Total	314,583	370,607
Agri-business and Agricultural Loans \| Loans Secured By Farmland
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	148,469	177,080
30 to 89 Days Past Due	0	150
Nonaccrual	430	283
Total Past Due and Nonaccural	430	433
Total	148,899	177,513
Agri-business and Agricultural Loans \| Loans Secured By Farmland \| Greater than 90 Days Past Due
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Agri-business and Agricultural Loans \| Loans For Agricultural Production
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	165,684	193,094
30 to 89 Days Past Due	0	0
Nonaccrual	0	0
Total Past Due and Nonaccural	0	0
Total	165,684	193,094
Agri-business and Agricultural Loans \| Loans For Agricultural Production \| Greater than 90 Days Past Due
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Agri-business and Agricultural Loans \| Other Commercial Loans
Financing Receivable, Recorded Investment, Aging [Abstract]
Total	103,949	95,520
Consumer 1-4 Family Mortgage Loans
Financing Receivable, Recorded Investment, Aging [Abstract]
Total	389,929	390,293
Consumer 1-4 Family Mortgage Loans \| Other Commercial Loans
Financing Receivable, Recorded Investment, Aging [Abstract]
Total	86,749	85,822
Consumer 1-4 Family Mortgage Loans \| Closed End First Mortgage Loans
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	185,676	183,420
30 to 89 Days Past Due	1,235	1,370
Nonaccrual	597	671
Total Past Due and Nonaccural	1,832	2,041
Total	187,508	185,461
Consumer 1-4 Family Mortgage Loans \| Closed End First Mortgage Loans \| Greater than 90 Days Past Due
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Consumer 1-4 Family Mortgage Loans \| Home Equity Mortgage Open Ended Revolving Lines
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	189,150	188,320
30 to 89 Days Past Due	945	98
Nonaccrual	92	220
Total Past Due and Nonaccural	1,037	318
Total	190,187	188,638
Consumer 1-4 Family Mortgage Loans \| Home Equity Mortgage Open Ended Revolving Lines \| Greater than 90 Days Past Due
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Consumer 1-4 Family Mortgage Loans \| Residential Construction and Land Development Loans
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	12,234	16,194
30 to 89 Days Past Due	0	0
Nonaccrual	0	0
Total Past Due and Nonaccural	0	0
Total	12,234	16,194
Consumer 1-4 Family Mortgage Loans \| Residential Construction and Land Development Loans \| Greater than 90 Days Past Due
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	$ 0	$ 0

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Credit Quality Indicators) (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	$ 3,998,618	$ 3,914,745
Other Commercial Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	103,949	95,520
Commercial and Industrial Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	1,450,361	1,405,338
Commercial and Industrial Loans \| Working Capital Lines of Credit Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	755,246	690,764
Commercial and Industrial Loans \| Non-working Capital Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	695,115	714,574
Commercial Real Estate and Multi-family Residential Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	1,653,047	1,567,165
Commercial Real Estate and Multi-family Residential Loans \| Construction and Land Development Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	320,404	265,544
Commercial Real Estate and Multi-family Residential Loans \| Owner Occupied Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	556,792	585,969
Commercial Real Estate and Multi-family Residential Loans \| Nonowner Occupied Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	533,318	520,488
Commercial Real Estate and Multi-family Residential Loans \| Multifamily Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	242,533	195,164
Commercial Real Estate and Multi-family Residential Loans \| Other Commercial Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance		585,969
Agri-business and Agricultural Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	314,583	370,607
Agri-business and Agricultural Loans \| Loans Secured By Farmland
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	148,899	177,513
Agri-business and Agricultural Loans \| Loans For Agricultural Production
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	165,684	193,094
Agri-business and Agricultural Loans \| Other Commercial Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	103,949	95,520
Consumer 1-4 Family Mortgage Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	389,929	390,293
Consumer 1-4 Family Mortgage Loans \| Other Commercial Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	86,749	85,822
Consumer 1-4 Family Mortgage Loans \| Closed End First Mortgage Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	187,508	185,461
Consumer 1-4 Family Mortgage Loans \| Open End And Junior Lien Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	190,187	188,638
Consumer 1-4 Family Mortgage Loans \| Residential Construction and Land Development Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	12,234	16,194
Pass
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	3,390,147	3,324,054
Pass \| Commercial and Industrial Loans \| Working Capital Lines of Credit Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	660,816	618,612
Pass \| Commercial and Industrial Loans \| Non-working Capital Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	645,632	664,787
Pass \| Commercial Real Estate and Multi-family Residential Loans \| Construction and Land Development Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	320,115	264,900
Pass \| Commercial Real Estate and Multi-family Residential Loans \| Owner Occupied Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	517,431
Pass \| Commercial Real Estate and Multi-family Residential Loans \| Nonowner Occupied Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	530,491	517,356
Pass \| Commercial Real Estate and Multi-family Residential Loans \| Multifamily Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	242,329	194,948
Pass \| Commercial Real Estate and Multi-family Residential Loans \| Other Commercial Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance		541,734
Pass \| Agri-business and Agricultural Loans \| Loans Secured By Farmland
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	134,805	166,623
Pass \| Agri-business and Agricultural Loans \| Loans For Agricultural Production
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	153,961	183,189
Pass \| Agri-business and Agricultural Loans \| Other Commercial Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	103,945	95,516
Pass \| Consumer 1-4 Family Mortgage Loans \| Other Commercial Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	14,077	12,700
Pass \| Consumer 1-4 Family Mortgage Loans \| Closed End First Mortgage Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	55,538	54,879
Pass \| Consumer 1-4 Family Mortgage Loans \| Open End And Junior Lien Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	11,007	8,810
Pass \| Consumer 1-4 Family Mortgage Loans \| Residential Construction and Land Development Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Special Mention
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	144,524	101,418
Special Mention \| Commercial and Industrial Loans \| Working Capital Lines of Credit Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	70,866	43,240
Special Mention \| Commercial and Industrial Loans \| Non-working Capital Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	25,350	15,992
Special Mention \| Commercial Real Estate and Multi-family Residential Loans \| Construction and Land Development Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	289	353
Special Mention \| Commercial Real Estate and Multi-family Residential Loans \| Owner Occupied Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	21,043
Special Mention \| Commercial Real Estate and Multi-family Residential Loans \| Nonowner Occupied Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	2,209	2,491
Special Mention \| Commercial Real Estate and Multi-family Residential Loans \| Multifamily Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	204	216
Special Mention \| Commercial Real Estate and Multi-family Residential Loans \| Other Commercial Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance		21,864
Special Mention \| Agri-business and Agricultural Loans \| Loans Secured By Farmland
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	12,840	9,107
Special Mention \| Agri-business and Agricultural Loans \| Loans For Agricultural Production
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	11,723	8,155
Special Mention \| Agri-business and Agricultural Loans \| Other Commercial Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Special Mention \| Consumer 1-4 Family Mortgage Loans \| Other Commercial Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Special Mention \| Consumer 1-4 Family Mortgage Loans \| Closed End First Mortgage Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Special Mention \| Consumer 1-4 Family Mortgage Loans \| Open End And Junior Lien Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Special Mention \| Consumer 1-4 Family Mortgage Loans \| Residential Construction and Land Development Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Substandard
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	62,388	85,232
Substandard \| Commercial and Industrial Loans \| Working Capital Lines of Credit Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	23,244	28,563
Substandard \| Commercial and Industrial Loans \| Non-working Capital Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	18,804	27,548
Substandard \| Commercial Real Estate and Multi-family Residential Loans \| Construction and Land Development Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	291
Substandard \| Commercial Real Estate and Multi-family Residential Loans \| Owner Occupied Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	18,318
Substandard \| Commercial Real Estate and Multi-family Residential Loans \| Nonowner Occupied Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	618	641
Substandard \| Commercial Real Estate and Multi-family Residential Loans \| Multifamily Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Substandard \| Commercial Real Estate and Multi-family Residential Loans \| Other Commercial Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance		22,371
Substandard \| Agri-business and Agricultural Loans \| Loans Secured By Farmland
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	1,254	1,783
Substandard \| Agri-business and Agricultural Loans \| Loans For Agricultural Production
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	1,750
Substandard \| Agri-business and Agricultural Loans \| Other Commercial Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Substandard \| Consumer 1-4 Family Mortgage Loans \| Other Commercial Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	44
Substandard \| Consumer 1-4 Family Mortgage Loans \| Closed End First Mortgage Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	95	2,021
Substandard \| Consumer 1-4 Family Mortgage Loans \| Open End And Junior Lien Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	55	220
Substandard \| Consumer 1-4 Family Mortgage Loans \| Residential Construction and Land Development Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful \| Commercial and Industrial Loans \| Working Capital Lines of Credit Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful \| Commercial and Industrial Loans \| Non-working Capital Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful \| Commercial Real Estate and Multi-family Residential Loans \| Construction and Land Development Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful \| Commercial Real Estate and Multi-family Residential Loans \| Owner Occupied Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0
Doubtful \| Commercial Real Estate and Multi-family Residential Loans \| Nonowner Occupied Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful \| Commercial Real Estate and Multi-family Residential Loans \| Multifamily Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful \| Commercial Real Estate and Multi-family Residential Loans \| Other Commercial Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance		0
Doubtful \| Agri-business and Agricultural Loans \| Loans Secured By Farmland
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful \| Agri-business and Agricultural Loans \| Loans For Agricultural Production
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful \| Agri-business and Agricultural Loans \| Other Commercial Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful \| Consumer 1-4 Family Mortgage Loans \| Other Commercial Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful \| Consumer 1-4 Family Mortgage Loans \| Closed End First Mortgage Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful \| Consumer 1-4 Family Mortgage Loans \| Open End And Junior Lien Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful \| Consumer 1-4 Family Mortgage Loans \| Residential Construction and Land Development Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Not Rated
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	401,559	404,041
Not Rated \| Commercial and Industrial Loans \| Working Capital Lines of Credit Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	320	349
Not Rated \| Commercial and Industrial Loans \| Non-working Capital Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	5,329	6,247
Not Rated \| Commercial Real Estate and Multi-family Residential Loans \| Construction and Land Development Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Not Rated \| Commercial Real Estate and Multi-family Residential Loans \| Owner Occupied Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0
Not Rated \| Commercial Real Estate and Multi-family Residential Loans \| Nonowner Occupied Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Not Rated \| Commercial Real Estate and Multi-family Residential Loans \| Multifamily Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Not Rated \| Commercial Real Estate and Multi-family Residential Loans \| Other Commercial Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance		0
Not Rated \| Agri-business and Agricultural Loans \| Loans Secured By Farmland
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Not Rated \| Agri-business and Agricultural Loans \| Loans For Agricultural Production
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Not Rated \| Agri-business and Agricultural Loans \| Other Commercial Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	4	4
Not Rated \| Consumer 1-4 Family Mortgage Loans \| Other Commercial Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	72,672	73,078
Not Rated \| Consumer 1-4 Family Mortgage Loans \| Closed End First Mortgage Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	131,875	128,561
Not Rated \| Consumer 1-4 Family Mortgage Loans \| Open End And Junior Lien Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	179,125	179,608
Not Rated \| Consumer 1-4 Family Mortgage Loans \| Residential Construction and Land Development Loans
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	$ 12,234	$ 16,194